> For clean Markdown of any page, append .md to the page URL. > For a complete documentation index, see https://docs.staple.ai/llms.txt. > For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.staple.ai/_mcp/server. # Get Model Template By ID GET https://api.staple.io/v1/models/templates/{templateId} Get information about an existing model template by providing its model id. Reference: https://docs.staple.ai/api-reference/v1/models/get-model-template-by-id ## OpenAPI Specification ```yaml openapi: 3.1.0 info: title: v1 version: 1.0.0 paths: /v1/models/templates/{templateId}: get: operationId: getModelTemplateById summary: Get Model Template By ID description: >- Get information about an existing model template by providing its model id. tags: - models parameters: - name: templateId in: path required: true schema: type: string - name: x-api-key in: header description: API key issued by Staple. required: true schema: type: string responses: '200': description: OK content: application/json: schema: $ref: '#/components/schemas/Models_getModelTemplateById_Response_200' servers: - url: https://api.staple.io description: https://api.staple.io components: schemas: Models_getModelTemplateById_Response_200: type: object properties: {} description: Empty response body title: Models_getModelTemplateById_Response_200 securitySchemes: apiKeyAuth: type: apiKey in: header name: x-api-key description: API key issued by Staple. bearerAuth: type: http scheme: bearer description: JWT obtained from the login endpoint. ``` ## Examples **Response** ```json { "getTemplateOCRAndJSONData": { "OCRData": { "BigBoxes": [ { "box": [ 1142, 60, 1379, 116, 1260.5, 88, "DBS\nPRIVATE BANK", "DBS\nPRIVATE BANK" ], "page": 0 }, { "box": [ 142, 185, 296, 207, 219, 196, "05-OCT-2020", "05-OCT-2020" ], "page": 0 }, { "box": [ 1171, 182, 1283, 210, 1227, 196, "Page 1/46", "Page 1/46" ], "page": 0 }, { "box": [ 855, 218, 1084, 275, 969.5, 246.5, "TAX INVOICE\nGST Registration No.:", "TAX INVOICE\nGST Registration No.:" ], "page": 0 }, { "box": [ 1116, 249, 1281, 270, 1198.5, 259.5, "MR-8500180-3", "MR-8500180-3" ], "page": 0 }, { "box": [ 849, 507, 1119, 567, 984, 537, "ADVICE\nPortfolio No.S-096227–0", "ADVICE\nPortfolio No.S-096227–0" ], "page": 0 }, { "box": [ 142, 586, 1277, 690, 709.5, 638, "Structured Product: Buy\nWe acting as Principal are pleased to confirm that we have bought at your request and for your account the\nfollowing ,", "Structured Product: Buy\nWe acting as Principal are pleased to confirm that we have bought at your request and for your account the\nfollowing ," ], "page": 0 }, { "box": [ 849, 587, 1057, 608, 953, 597.5, "Ref No.: 203469537 ", "Ref No.: 203469537 " ], "page": 0 }, { "box": [ 143, 728, 257, 756, 200, 742, "Description", "Description" ], "page": 0 }, { "box": [ 444, 726, 1137, 855, 790.5, 790.5, "ELN ( Fixed Coupon Note ) , Undrly: NET UN ,\nIssuer Citigroup Global Markets Funding Luxembourg S.C.A ,\nMaturity Date: 19-OCT-2021,\n16.07% Coupon Rate:", "ELN ( Fixed Coupon Note ) , Undrly: NET UN ,\nIssuer Citigroup Global Markets Funding Luxembourg S.C.A ,\nMaturity Date: 19-OCT-2021,\n16.07% Coupon Rate:" ], "page": 0 }, { "box": [ 140, 891, 337, 1181, 238.5, 1036, "Security Code/ISIN\nMarket/Exchange\nNominal\nStrike Price\nPrice\nSpot Price\nFixing Date\nTrade Date\nValue Date", "Security Code/ISIN\nMarket/Exchange\nNominal\nStrike Price\nPrice\nSpot Price\nFixing Date\nTrade Date\nValue Date" ], "page": 0 }, { "box": [ 445, 894, 813, 1183, 629, 1038.5, "XS 2240116876\nOTC-Other Market\nUSD 200,000.00\nOrd Sh Cloudflare Inc USD 33.216\n100%\nOrd Sh Cloudflare Inc USD 41.52\n15-OCT-2021\n01-OCT-2020\n15-OCT-2020", "XS 2240116876\nOTC-Other Market\nUSD 200,000.00\nOrd Sh Cloudflare Inc USD 33.216\n100%\nOrd Sh Cloudflare Inc USD 41.52\n15-OCT-2021\n01-OCT-2020\n15-OCT-2020" ], "page": 0 }, { "box": [ 143, 1227, 651, 1251, 397, 1239, "Please refer to details in the attached termsheet.", "Please refer to details in the attached termsheet." ], "page": 0 }, { "box": [ 446, 1293, 646, 1315, 546, 1304, "Settlement Amount", "Settlement Amount" ], "page": 0 }, { "box": [ 983, 1295, 1028, 1314, 1005.5, 1304.5, "USD", "USD" ], "page": 0 }, { "box": [ 1154, 1292, 1282, 1317, 1218, 1304.5, "-200,000.00", "-200,000.00" ], "page": 0 }, { "box": [ 142, 1361, 417, 1387, 279.5, 1374, "We will debit your account", "We will debit your account" ], "page": 0 }, { "box": [ 711, 1360, 904, 1382, 807.5, 1371, "on 15-OCT-2020 :", "on 15-OCT-2020 :" ], "page": 0 }, { "box": [ 985, 1361, 1030, 1382, 1007.5, 1371.5, "USD", "USD" ], "page": 0 }, { "box": [ 1167, 1359, 1284, 1384, 1225.5, 1371.5, "200,000.00", "200,000.00" ], "page": 0 }, { "box": [ 141, 1424, 660, 1471, 400.5, 1447.5, "We attached herewith the final termsheet of the note for your reference\nThis is a computer print out and does not require any bank signature.", "We attached herewith the final termsheet of the note for your reference\nThis is a computer print out and does not require any bank signature." ], "page": 0 }, { "box": [ 142, 1491, 191, 1509, 166.5, 1500, "Notice:", "Notice:" ], "page": 0 }, { "box": [ 142, 1535, 1224, 1576, 683, 1555.5, "DBS Bank Ltd. , Singapore ( the \" Bank \" ) has processed this transaction based solely on your instruction and has not provided you with any advice or\nrecommendation in connection therewith The Bank will not be responsible for any losses suffered as a result thereof", "DBS Bank Ltd. , Singapore ( the \" Bank \" ) has processed this transaction based solely on your instruction and has not provided you with any advice or\nrecommendation in connection therewith The Bank will not be responsible for any losses suffered as a result thereof" ], "page": 0 }, { "box": [ 141, 1600, 1254, 1727, 697.5, 1663.5, "This advice serves as a contract note in respect of the above mentioned transaction Please review this advice and promptly report any irregularity ,\ndiscrepancy , omission incorrect entry , error and/or unauthorised transaction to the Bank Unless the Bank receives any objection from you within five 5\nbusiness days you shall be treated as having conclusively authorised and accepted as valid and correct in all respects all matters in this advice which\nshall be conclusive and binding against you\n* Where GST is applicable the GST amount in SGD equivalent is to be used for purposes of claiming Input Tax", "This advice serves as a contract note in respect of the above mentioned transaction Please review this advice and promptly report any irregularity ,\ndiscrepancy , omission incorrect entry , error and/or unauthorised transaction to the Bank Unless the Bank receives any objection from you within five 5\nbusiness days you shall be treated as having conclusively authorised and accepted as valid and correct in all respects all matters in this advice which\nshall be conclusive and binding against you\n* Where GST is applicable the GST amount in SGD equivalent is to be used for purposes of claiming Input Tax" ], "page": 0 }, { "box": [ 217, 1892, 918, 1914, 567.5, 1903, "12 Marina Boulevard Level 6 DBS Asia Central@Marina Bay Financial Centre Tower 3 ", "12 Marina Boulevard Level 6 DBS Asia Central@Marina Bay Financial Centre Tower 3 " ], "page": 0 }, { "box": [ 78, 1893, 484, 1938, 281, 1915.5, "DBS Bank Ltd\nSingapore 018982 www.dbs.com.sg/private-bank", "DBS Bank Ltd\nSingapore 018982 www.dbs.com.sg/private-bank" ], "page": 0 }, { "box": [ 1203, 1904, 1334, 1932, 1268.5, 1918, "Co.Reg.No.196800306E\n06-06-163 ( 03/2019 )", "Co.Reg.No.196800306E\n06-06-163 ( 03/2019 )" ], "page": 0 }, { "box": [ 1184, 86, 1307, 144, 1245.5, 115, "DBS", "DBS" ], "page": 1 }, { "box": [ 1041, 158, 1306, 188, 1173.5, 173, "Live more , Bank less", "Live more , Bank less" ], "page": 1 }, { "box": [ 619, 224, 780, 246, 699.5, 235, "COVERSHEET", "COVERSHEET" ], "page": 1 }, { "box": [ 115, 276, 1296, 487, 705.5, 381.5, "The contents of this Coversheet have not been reviewed by any regulatory authority in Singapore , Hong Kong\nany other jurisdiction.Investors are advised to exercise caution in relation to these documents The Notes\nmentioned herein is a structured product involving derivatives.Investors should not invest in the Notes unless they\nfully understand and are willing to assume the risks associated with them If Investors are in any doubt about the\nrisks involved in the Notes , they should clarify with the intermediary or seek independent professional advice.\nThe Notes are a principal-at-risk product.In the worst case scenario , investors may lose all or a significant\nproportion of their investment", "The contents of this Coversheet have not been reviewed by any regulatory authority in Singapore , Hong Kong\nany other jurisdiction.Investors are advised to exercise caution in relation to these documents The Notes\nmentioned herein is a structured product involving derivatives.Investors should not invest in the Notes unless they\nfully understand and are willing to assume the risks associated with them If Investors are in any doubt about the\nrisks involved in the Notes , they should clarify with the intermediary or seek independent professional advice.\nThe Notes are a principal-at-risk product.In the worst case scenario , investors may lose all or a significant\nproportion of their investment" ], "page": 1 }, { "box": [ 117, 508, 243, 539, 180, 523.5, "Risk Rating", "Risk Rating" ], "page": 1 }, { "box": [ 521, 510, 1296, 593, 908.5, 551.5, "Without consideration of any individual's portfolio or personal\ncircumstances , this product is risk rated 4 and generally suitable for\ninvestors with Balanced investment profile.", "Without consideration of any individual's portfolio or personal\ncircumstances , this product is risk rated 4 and generally suitable for\ninvestors with Balanced investment profile." ], "page": 1 }, { "box": [ 116, 628, 320, 649, 218, 638.5, "GENERAL TERMS", "GENERAL TERMS" ], "page": 1 }, { "box": [ 116, 687, 185, 708, 150.5, 697.5, "Seller:", "Seller:" ], "page": 1 }, { "box": [ 523, 687, 674, 708, 598.5, 697.5, "DBS Bank Ltd.", "DBS Bank Ltd." ], "page": 1 }, { "box": [ 117, 739, 189, 765, 153, 752, "Buyer:", "Buyer:" ], "page": 1 }, { "box": [ 520, 739, 656, 760, 588, 749.5, "The investor.", "The investor." ], "page": 1 }, { "box": [ 117, 792, 191, 813, 154, 802.5, "Issuer:", "Issuer:" ], "page": 1 }, { "box": [ 523, 790, 1092, 813, 807.5, 801.5, "Please refer to the enclosed termsheet from the Issuer", "Please refer to the enclosed termsheet from the Issuer" ], "page": 1 }, { "box": [ 116, 841, 236, 864, 176, 852.5, "Guarantor:", "Guarantor:" ], "page": 1 }, { "box": [ 523, 840, 1224, 868, 873.5, 854, "Please refer to the enclosed termsheet from the issuer if applicable", "Please refer to the enclosed termsheet from the issuer if applicable" ], "page": 1 }, { "box": [ 116, 891, 312, 916, 214, 903.5, "Notional Amount:", "Notional Amount:" ], "page": 1 }, { "box": [ 523, 892, 1020, 916, 771.5, 904, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 116, 944, 269, 965, 192.5, 954.5, "Seller's Price:", "Seller's Price:" ], "page": 1 }, { "box": [ 523, 944, 1020, 966, 771.5, 955, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 115, 996, 243, 1018, 179, 1007, "Trade Date:", "Trade Date:" ], "page": 1 }, { "box": [ 523, 996, 1020, 1020, 771.5, 1008, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 116, 1048, 300, 1069, 208, 1058.5, "Settlement Date:", "Settlement Date:" ], "page": 1 }, { "box": [ 523, 1048, 1019, 1070, 771, 1059, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 116, 1140, 500, 1163, 308, 1151.5, "OTHER TERMS AND CONDITIONS", "OTHER TERMS AND CONDITIONS" ], "page": 1 }, { "box": [ 115, 1199, 336, 1221, 225.5, 1210, "Terms of the Notes:", "Terms of the Notes:" ], "page": 1 }, { "box": [ 522, 1195, 1295, 1245, 908.5, 1220, "Please refer to the enclosed termsheet from the issuer and the transaction\nadvice.", "Please refer to the enclosed termsheet from the issuer and the transaction\nadvice." ], "page": 1 }, { "box": [ 117, 1268, 391, 1291, 254, 1279.5, "Issuer's Documentation:", "Issuer's Documentation:" ], "page": 1 }, { "box": [ 114, 1335, 276, 1357, 195, 1346, "Terms of Sale:", "Terms of Sale:" ], "page": 1 }, { "box": [ 117, 1404, 321, 1426, 219, 1415, "Benchmark Rates:", "Benchmark Rates:" ], "page": 1 }, { "box": [ 521, 1263, 1296, 1532, 908.5, 1397.5, "The Notes will be issued on the terms of the Issuer's programme\ndocumentation , a copy of which is available upon request.\nThe Notes are being sold to the investor on a principal to principal basis for\nthe investor's own account.\nIn the event of a discontinuation or non-determination or where benchmark\nrates are non-representative , adjustments may be made , or redemption\nby the Issuer as the case may be and/or such other action may be taken\nas determined by the relevant parties set out in the programme\ndocumentation.", "The Notes will be issued on the terms of the Issuer's programme\ndocumentation , a copy of which is available upon request.\nThe Notes are being sold to the investor on a principal to principal basis for\nthe investor's own account.\nIn the event of a discontinuation or non-determination or where benchmark\nrates are non-representative , adjustments may be made , or redemption\nby the Issuer as the case may be and/or such other action may be taken\nas determined by the relevant parties set out in the programme\ndocumentation." ], "page": 1 }, { "box": [ 522, 1551, 1296, 1731, 909, 1641, "Please refer to the terms of the Issuer's programme documentation ( a copy\nof which is available upon request ) .\nIn respect of Notes offered outside of Singapore , the Notes are not\nintended to be offered , sold or otherwise made available to and should not\nbe offered , sold or otherwise made available to any retail investor in the\nEuropean Economic Area ( the \" EEA \" ) .", "Please refer to the terms of the Issuer's programme documentation ( a copy\nof which is available upon request ) .\nIn respect of Notes offered outside of Singapore , the Notes are not\nintended to be offered , sold or otherwise made available to and should not\nbe offered , sold or otherwise made available to any retail investor in the\nEuropean Economic Area ( the \" EEA \" ) ." ], "page": 1 }, { "box": [ 115, 1624, 465, 1652, 290, 1638, "Additional Selling Restrictions:", "Additional Selling Restrictions:" ], "page": 1 }, { "box": [ 673, 1822, 989, 1910, 831, 1866, "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982", "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982" ], "page": 1 }, { "box": [ 1066, 1822, 1288, 1886, 1177, 1854, "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E", "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E" ], "page": 1 }, { "box": [ 129, 79, 159, 186, 144, 132.5, "x", "x" ], "page": 2 }, { "box": [ 1184, 86, 1307, 144, 1245.5, 115, "DBS", "DBS" ], "page": 2 }, { "box": [ 1041, 158, 1306, 189, 1173.5, 173.5, "Live more , Bank less", "Live more , Bank less" ], "page": 2 }, { "box": [ 521, 223, 1295, 271, 908, 247, "For these purposes , a retail investor means a person who is one ( or more )\nof:", "For these purposes , a retail investor means a person who is one ( or more )\nof:" ], "page": 2 }, { "box": [ 555, 292, 564, 314, 559.5, 303, "i. ", "i. " ], "page": 2 }, { "box": [ 610, 293, 1296, 538, 953, 415.5, "a retail client as defined in point ( 11 ) of Article 4 ( 1 ) of Directive\n2014/65/EU ( as amended , \" MiFID II \" ) ; or\na customer within the meaning of Directive 2002/92/EC ( as\namended the \" Insurance Mediation Directive \" ) , where that\ncustomer would not qualify as a professional client as defined in\npoint ( 10 ) of Article 4 ( 1 ) of MiFID II or\nnot a qualified investor as defined in Directive 2003/71/EC ( as\namended , the Prospectus Directive \" ) .", "a retail client as defined in point ( 11 ) of Article 4 ( 1 ) of Directive\n2014/65/EU ( as amended , \" MiFID II \" ) ; or\na customer within the meaning of Directive 2002/92/EC ( as\namended the \" Insurance Mediation Directive \" ) , where that\ncustomer would not qualify as a professional client as defined in\npoint ( 10 ) of Article 4 ( 1 ) of MiFID II or\nnot a qualified investor as defined in Directive 2003/71/EC ( as\namended , the Prospectus Directive \" ) ." ], "page": 2 }, { "box": [ 550, 360, 557, 381, 553.5, 370.5, "ii ", "ii " ], "page": 2 }, { "box": [ 545, 485, 557, 505, 551, 495, "iii ", "iii " ], "page": 2 }, { "box": [ 521, 552, 1296, 841, 908.5, 696.5, "Consequently no key information document required by Regulation ( EU )\nNo 1286/2014 ( the PRIIPs Regulation ) for offering or selling the Notes\nor otherwise making them available to retail investors in the EEA has been\nprepared and therefore offering or selling the Notes or otherwise making\nthem available to any retail investor in the EEA may be unlawful under the\nPRIIPS Regulation.\nFor the above purposes , DBS Bank Ltd.will assess whether the account's\nbeneficial owner ( or in the case of trust accounts , the settlor ) is a retail\ninvestor in the EEA", "Consequently no key information document required by Regulation ( EU )\nNo 1286/2014 ( the PRIIPs Regulation ) for offering or selling the Notes\nor otherwise making them available to retail investors in the EEA has been\nprepared and therefore offering or selling the Notes or otherwise making\nthem available to any retail investor in the EEA may be unlawful under the\nPRIIPS Regulation.\nFor the above purposes , DBS Bank Ltd.will assess whether the account's\nbeneficial owner ( or in the case of trust accounts , the settlor ) is a retail\ninvestor in the EEA" ], "page": 2 }, { "box": [ 117, 917, 348, 940, 232.5, 928.5, "KEY RISK FACTORS", "KEY RISK FACTORS" ], "page": 2 }, { "box": [ 100, 972, 1309, 1626, 704.5, 1299, "Investing in the Notes involves a number of risks Prospective holders of the Notes should carefully review and\nunderstand this Coversheet , the enclosed termsheet , the Product Summary Sheet ( where applicable ) and the\nIssuer's Documentation ( collectively , the \" Product Documents ) including the risks factors highlighted therein\nbefore making a decision to invest Prospective holders of the Notes should also consult their own legal , tax ,\naccounting , financial and other professional advisers about the risks associated with an investment in these Notes\nthe appropriate tools to analyze the investment , and in determining the suitability of the Notes for them in view of\ntheir own particular circumstances.\nWhere the issuer is a third party , DBS Bank Ltd.DBS Bank ( Hong Kong ) Limited or DBS Bank Ltd. ( DIFC Branch )\n( collectively , “ DBS ” ) , as the case may be shall not be responsible for any inaccuracy , incompleteness or\nincorrectness of any information contained in the enclosed Termsheet and the Issuer's Documentation , which are\nprepared solely by the Issuer\nThe Product Documents may not disclose all of the risks and other significant aspects of the Notes Prospective\nholders of the Notes should conduct their own due diligence on the Notes In particular , they should ensure that they\nunderstand the nature of the Notes and the extent of their exposure to loss of their initial investment and that they\nhave considered the suitability of the Notes as an investment in the light of their own circumstances and financial\ncondition\nA non-exhaustive list of some of the generic risks associated with an investment in the Notes is set out below:\nLoss of Principal\nThis is a principal-at-risk product.The final redemption amount depends on the performance of the underlying and\ncould be zero The investor could suffer a partial or entire loss of the principal amount invested in the Notes\nCredit Risk", "Investing in the Notes involves a number of risks Prospective holders of the Notes should carefully review and\nunderstand this Coversheet , the enclosed termsheet , the Product Summary Sheet ( where applicable ) and the\nIssuer's Documentation ( collectively , the \" Product Documents ) including the risks factors highlighted therein\nbefore making a decision to invest Prospective holders of the Notes should also consult their own legal , tax ,\naccounting , financial and other professional advisers about the risks associated with an investment in these Notes\nthe appropriate tools to analyze the investment , and in determining the suitability of the Notes for them in view of\ntheir own particular circumstances.\nWhere the issuer is a third party , DBS Bank Ltd.DBS Bank ( Hong Kong ) Limited or DBS Bank Ltd. ( DIFC Branch )\n( collectively , “ DBS ” ) , as the case may be shall not be responsible for any inaccuracy , incompleteness or\nincorrectness of any information contained in the enclosed Termsheet and the Issuer's Documentation , which are\nprepared solely by the Issuer\nThe Product Documents may not disclose all of the risks and other significant aspects of the Notes Prospective\nholders of the Notes should conduct their own due diligence on the Notes In particular , they should ensure that they\nunderstand the nature of the Notes and the extent of their exposure to loss of their initial investment and that they\nhave considered the suitability of the Notes as an investment in the light of their own circumstances and financial\ncondition\nA non-exhaustive list of some of the generic risks associated with an investment in the Notes is set out below:\nLoss of Principal\nThis is a principal-at-risk product.The final redemption amount depends on the performance of the underlying and\ncould be zero The investor could suffer a partial or entire loss of the principal amount invested in the Notes\nCredit Risk" ], "page": 2 }, { "box": [ 102, 1646, 1309, 1798, 705.5, 1722, "The investor is exposed to the credit risk of the Issuer and the Guarantor ( as applicable ) If the Issuer and/or the\nGuarantor ( as applicable ) are not able to meet its payment obligations under the Notes , the investor may lose all or\npart of his investment.\nAny stated credit rating of the Issuer and/or the Guarantor reflects the independent opinion of the referenced rating\nagency as to the creditworthiness of the rated entity but is not a guarantee of credit quality of such entity", "The investor is exposed to the credit risk of the Issuer and the Guarantor ( as applicable ) If the Issuer and/or the\nGuarantor ( as applicable ) are not able to meet its payment obligations under the Notes , the investor may lose all or\npart of his investment.\nAny stated credit rating of the Issuer and/or the Guarantor reflects the independent opinion of the referenced rating\nagency as to the creditworthiness of the rated entity but is not a guarantee of credit quality of such entity" ], "page": 2 }, { "box": [ 673, 1822, 989, 1910, 831, 1866, "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982", "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982" ], "page": 2 }, { "box": [ 1066, 1822, 1289, 1887, 1177.5, 1854.5, "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E", "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E" ], "page": 2 }, { "box": [ 1183, 86, 1304, 143, 1243.5, 114.5, "DBS", "DBS" ], "page": 3 }, { "box": [ 101, 159, 1308, 561, 704.5, 360, "Live more , Bank less\nWhere the Notes are held by DBS ( or its nominee ) on behalf of the investor , DBS will provide custody services in\nrespect of such holdings in accordance with the terms and services governing the custodian account.Should a credit\nevent occur , DBS will take reasonable steps to forward to the investor any notice or other communication received\nin respect of such Notes.As DBS may not be privy to debt restructuring plans and/or other negotiations between the\nIssuer and its creditors ( due to the confidential nature of such discussions ) , the availability and flow of information\nmay be greatly diminished in such circumstances.\nMarket Risk and Mark-to-Market Risk\nThe Notes can be volatile instruments and may be subject to considerable fluctuations in value and other risks\ninherent in investing in securities and/or derivatives.The value of the Notes may fall as rapidly as it may rise due to\nnumerous factors , including systemic risks , variations in the frequency and magnitude of changes in interest rates ,\ninflation outlook and the price/level/value of the underlying The value of a Note may increase or decrease during its\ntenor", "Live more , Bank less\nWhere the Notes are held by DBS ( or its nominee ) on behalf of the investor , DBS will provide custody services in\nrespect of such holdings in accordance with the terms and services governing the custodian account.Should a credit\nevent occur , DBS will take reasonable steps to forward to the investor any notice or other communication received\nin respect of such Notes.As DBS may not be privy to debt restructuring plans and/or other negotiations between the\nIssuer and its creditors ( due to the confidential nature of such discussions ) , the availability and flow of information\nmay be greatly diminished in such circumstances.\nMarket Risk and Mark-to-Market Risk\nThe Notes can be volatile instruments and may be subject to considerable fluctuations in value and other risks\ninherent in investing in securities and/or derivatives.The value of the Notes may fall as rapidly as it may rise due to\nnumerous factors , including systemic risks , variations in the frequency and magnitude of changes in interest rates ,\ninflation outlook and the price/level/value of the underlying The value of a Note may increase or decrease during its\ntenor" ], "page": 3 }, { "box": [ 102, 579, 1312, 1739, 707, 1159, "Past performance is not indicative of future performance.The investor should not place sole reliance on any historical\ninformation on the performance of the underlying or the Notes.\nLiquidity Risks\nResale of the Notes may be subject to restrictions.The Notes are not highly liquid instruments and there may not\nalways be a secondary market for the Notes If a secondary market exists , prices in that market may be significantly\nlower than the purchase price of the Notes The investor must be prepared to hold the Notes until maturity.\nEarly Redemption/Adjustments\nThe terms and conditions of the Notes may allow the determination or calculation agent to make adjustments or take\nother appropriate action upon the occurrence of certain events as described in the issuer's Documentation.Such\nevents may include where applicable , corporate actions in relation to the underlying or any action or event relating\nto the issuer of the underlying market disruption , trading suspension hedging disruption and change in taxation law.\nIn such circumstances , the determination or calculation agent can determine whether to redeem the Notes prior to\nmaturity or to adjust the terms of the Notes.The amount paid on an early redemption may be substantially less than\nthe principal amount invested in the Notes while any adjustment made to the terms of the Notes may have an\nadverse impact on the payments under and returns on the Notes.\nForeign Exchange Risk\nWhere the Notes are denominated in a currency other than the investor's reference currency , changes in rates of\nexchange may have an adverse effect on the value of the investment.\nNo Rights in the Underlying\nUnless the terms of the Notes provide for a right to physical delivery of the underlying at maturity , the investor will\nhave no interest or right in the underlying An investment in the Notes is not the same as a direct investment in the\nunderlying The market value of the Notes may not reflect movements in the price of the underlying.\nRisk of Statutory Resolution\nThe recovery and resolution regimes in certain markets may empower resolution authorities to intervene if a financial\ninstitution or its parent company becomes non-viable.Such intervention may take the form of a bail-in through the\nwriting down of certain claims of unsecured creditors of the failing institution and/or conversion of unsecured debt\nclaims to equity.Should the Issuer and the Guarantor ( as applicable ) and/or any of their affiliates become subject to\nsuch bail-in or resolution powers , this could have an adverse impact on the payments under and returns on the Notes\nand investors may lose some or all of their investment.\nReform of Benchmark Rates may have an adverse impact\nInterest rates and indices which are deemed to be or used as benchmarks including LIBOR EURIBOR SIBOR or\nSOR are the subject of recent international regulatory guidance and proposals for reform.These reforms may cause\nsuch benchmarks to perform differently than in the past or to discontinue entirely impact other interest rates and\nindices linked to such benchmarks , or have other consequences which cannot be predicted.As at the date hereof\nthe discontinuation of various benchmarks and their replacement ( s ) and other knock-on impact are all still being\nconsidered by the relevant authorities and industry.", "Past performance is not indicative of future performance.The investor should not place sole reliance on any historical\ninformation on the performance of the underlying or the Notes.\nLiquidity Risks\nResale of the Notes may be subject to restrictions.The Notes are not highly liquid instruments and there may not\nalways be a secondary market for the Notes If a secondary market exists , prices in that market may be significantly\nlower than the purchase price of the Notes The investor must be prepared to hold the Notes until maturity.\nEarly Redemption/Adjustments\nThe terms and conditions of the Notes may allow the determination or calculation agent to make adjustments or take\nother appropriate action upon the occurrence of certain events as described in the issuer's Documentation.Such\nevents may include where applicable , corporate actions in relation to the underlying or any action or event relating\nto the issuer of the underlying market disruption , trading suspension hedging disruption and change in taxation law.\nIn such circumstances , the determination or calculation agent can determine whether to redeem the Notes prior to\nmaturity or to adjust the terms of the Notes.The amount paid on an early redemption may be substantially less than\nthe principal amount invested in the Notes while any adjustment made to the terms of the Notes may have an\nadverse impact on the payments under and returns on the Notes.\nForeign Exchange Risk\nWhere the Notes are denominated in a currency other than the investor's reference currency , changes in rates of\nexchange may have an adverse effect on the value of the investment.\nNo Rights in the Underlying\nUnless the terms of the Notes provide for a right to physical delivery of the underlying at maturity , the investor will\nhave no interest or right in the underlying An investment in the Notes is not the same as a direct investment in the\nunderlying The market value of the Notes may not reflect movements in the price of the underlying.\nRisk of Statutory Resolution\nThe recovery and resolution regimes in certain markets may empower resolution authorities to intervene if a financial\ninstitution or its parent company becomes non-viable.Such intervention may take the form of a bail-in through the\nwriting down of certain claims of unsecured creditors of the failing institution and/or conversion of unsecured debt\nclaims to equity.Should the Issuer and the Guarantor ( as applicable ) and/or any of their affiliates become subject to\nsuch bail-in or resolution powers , this could have an adverse impact on the payments under and returns on the Notes\nand investors may lose some or all of their investment.\nReform of Benchmark Rates may have an adverse impact\nInterest rates and indices which are deemed to be or used as benchmarks including LIBOR EURIBOR SIBOR or\nSOR are the subject of recent international regulatory guidance and proposals for reform.These reforms may cause\nsuch benchmarks to perform differently than in the past or to discontinue entirely impact other interest rates and\nindices linked to such benchmarks , or have other consequences which cannot be predicted.As at the date hereof\nthe discontinuation of various benchmarks and their replacement ( s ) and other knock-on impact are all still being\nconsidered by the relevant authorities and industry." ], "page": 3 }, { "box": [ 673, 1821, 988, 1910, 830.5, 1865.5, "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982", "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982" ], "page": 3 }, { "box": [ 1066, 1822, 1288, 1886, 1177, 1854, "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E", "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E" ], "page": 3 }, { "box": [ 1183, 88, 1304, 145, 1243.5, 116.5, "DBS", "DBS" ], "page": 4 }, { "box": [ 101, 158, 1309, 443, 705, 300.5, "Live more , Bank less\nThe elimination of , or changes in the manner of administration of any benchmark , could require an adjustment to the\nterms and conditions ( for example , by the relevant calculation agent or similar entity ) or result in other consequences\nin respect of investment products that are linked to or reference such benchmarks.\nAny of the above changes or any other consequential changes as a result of international reforms or other initiatives\nor investigations in respect of benchmarks , could have a material adverse effect on the value of and return on your\ninvestment if it is linked to or references such benchmarks.Investors should consult their own independent advisers ,\nconduct their own independent investigation and make their own assessment about the potential risks and\nconsequences arising therefrom before making any investment decision.", "Live more , Bank less\nThe elimination of , or changes in the manner of administration of any benchmark , could require an adjustment to the\nterms and conditions ( for example , by the relevant calculation agent or similar entity ) or result in other consequences\nin respect of investment products that are linked to or reference such benchmarks.\nAny of the above changes or any other consequential changes as a result of international reforms or other initiatives\nor investigations in respect of benchmarks , could have a material adverse effect on the value of and return on your\ninvestment if it is linked to or references such benchmarks.Investors should consult their own independent advisers ,\nconduct their own independent investigation and make their own assessment about the potential risks and\nconsequences arising therefrom before making any investment decision." ], "page": 4 }, { "box": [ 117, 512, 256, 534, 186.5, 523, "IMPORTANT", "IMPORTANT" ], "page": 4 }, { "box": [ 102, 568, 1308, 960, 705, 764, "This Coversheet does not constitute a public offer of securities and the contents thereof and the Notes have not been\nregistered with reviewed , authorised or approved by any regulatory authority in any jurisdiction and will not be subject\nto the clearance procedures of the relevant regulatory authorities\nThe Notes will only be offered ( ) in Singapore to accredited investors within the meaning of the the Securities and\nFutures Act ( Cap 289 ) of Singapore and ( ii ) in Hong Kong to professional investors , as defined in the Securities and\nFutures Ordinance ( Cap 571 ) of Hong Kong and the rules made thereunder Accordingly , the Product Documents\nmay not be circulated or distributed , directly or indirectly , to any person in Singapore or Hong Kong unless such\nperson is respectively , an accredited investor or professional investor.\nThe Product Documents relate to an Exempt Offer in accordance with the Markets Rules of the Dubai Financial\nServices Authority and are intended for distribution only to Professional Clients who meet or is otherwise in\naccordance with the Exempt Offer requirements.The minimum subscription/investment amount must be at least\nUSD100,000 ( or its equivalent amount in another currency ) subject to the aforesaid prevailing Markets Rules The\nProduct Documents must not be delivered to or relied on by any other person", "This Coversheet does not constitute a public offer of securities and the contents thereof and the Notes have not been\nregistered with reviewed , authorised or approved by any regulatory authority in any jurisdiction and will not be subject\nto the clearance procedures of the relevant regulatory authorities\nThe Notes will only be offered ( ) in Singapore to accredited investors within the meaning of the the Securities and\nFutures Act ( Cap 289 ) of Singapore and ( ii ) in Hong Kong to professional investors , as defined in the Securities and\nFutures Ordinance ( Cap 571 ) of Hong Kong and the rules made thereunder Accordingly , the Product Documents\nmay not be circulated or distributed , directly or indirectly , to any person in Singapore or Hong Kong unless such\nperson is respectively , an accredited investor or professional investor.\nThe Product Documents relate to an Exempt Offer in accordance with the Markets Rules of the Dubai Financial\nServices Authority and are intended for distribution only to Professional Clients who meet or is otherwise in\naccordance with the Exempt Offer requirements.The minimum subscription/investment amount must be at least\nUSD100,000 ( or its equivalent amount in another currency ) subject to the aforesaid prevailing Markets Rules The\nProduct Documents must not be delivered to or relied on by any other person" ], "page": 4 }, { "box": [ 102, 984, 1308, 1116, 705, 1050, "The Dubai Financial Services Authority has no responsibility for reviewing or verifying any documents in connection\nwith Exempt Offers.The Dubai Financial Services Authority has not approved this Coversheet and , where\napplicable the Product Summary Sheet or taken steps to verify the contents therein and assumes no responsibility\nfor such documents.If you do not understand the contents of the Product Documents you should consult an\nauthorised financial adviser.", "The Dubai Financial Services Authority has no responsibility for reviewing or verifying any documents in connection\nwith Exempt Offers.The Dubai Financial Services Authority has not approved this Coversheet and , where\napplicable the Product Summary Sheet or taken steps to verify the contents therein and assumes no responsibility\nfor such documents.If you do not understand the contents of the Product Documents you should consult an\nauthorised financial adviser." ], "page": 4 }, { "box": [ 101, 1143, 1309, 1198, 705, 1170.5, "DBS is acting as principal and not as your adviser , agent or in a fiduciary capacity.DBS will benefit from your\npurchase of the Notes.", "DBS is acting as principal and not as your adviser , agent or in a fiduciary capacity.DBS will benefit from your\npurchase of the Notes." ], "page": 4 }, { "box": [ 102, 1212, 1309, 1692, 705.5, 1452, "The Product Documents do not have regard to the specific investment objectives , financial situation and the particular\nneeds of any specific person The Product Documents are published for information only and are not to be taken in\nsubstitution for the exercise of judgment by the Investor.Before entering into any transaction or making a\ncommitment to invest in the Notes the Investor should read the final terms and conditions of the Notes and all\nrelevant documents , including the Issuer's Documentation , ensure that he/she understand the investment and the\nnature of all of the risks associated therewith and make an independent assessment of the appropriateness of such\ninvestment in light of his/her own objectives , particular needs and circumstances.Where appropriate , he/she may\nwish to seek advice from a financial or other professional adviser.\nWhere the Notes are issued by a third party Issuer which is not related to DBS such third party Issuer and not DBS\nwill be liable to the Investor under the Notes Accordingly , in considering whether to invest in the Notes the Investor\nshould also take into account all risks associated with the Issuer including the Issuer's financial standing.\nDBS its related companies their directors and/or employees may from time to time have positions in and may effect\ntransactions in the Notes or underlying mentioned herein DBS may have alliances or other contractual agreements\nwith the providers of the Notes or underlying to market or sell its products , for which DBS may receive a fee Where\na related company of DBS is the provider of the Notes , such related company may be receiving fees from the\nInvestors.In addition , DBS its related companies their directors and/or employees may also perform or seek to\nperform broking , investment banking and other financial services for these providers of the Notes", "The Product Documents do not have regard to the specific investment objectives , financial situation and the particular\nneeds of any specific person The Product Documents are published for information only and are not to be taken in\nsubstitution for the exercise of judgment by the Investor.Before entering into any transaction or making a\ncommitment to invest in the Notes the Investor should read the final terms and conditions of the Notes and all\nrelevant documents , including the Issuer's Documentation , ensure that he/she understand the investment and the\nnature of all of the risks associated therewith and make an independent assessment of the appropriateness of such\ninvestment in light of his/her own objectives , particular needs and circumstances.Where appropriate , he/she may\nwish to seek advice from a financial or other professional adviser.\nWhere the Notes are issued by a third party Issuer which is not related to DBS such third party Issuer and not DBS\nwill be liable to the Investor under the Notes Accordingly , in considering whether to invest in the Notes the Investor\nshould also take into account all risks associated with the Issuer including the Issuer's financial standing.\nDBS its related companies their directors and/or employees may from time to time have positions in and may effect\ntransactions in the Notes or underlying mentioned herein DBS may have alliances or other contractual agreements\nwith the providers of the Notes or underlying to market or sell its products , for which DBS may receive a fee Where\na related company of DBS is the provider of the Notes , such related company may be receiving fees from the\nInvestors.In addition , DBS its related companies their directors and/or employees may also perform or seek to\nperform broking , investment banking and other financial services for these providers of the Notes" ], "page": 4 }, { "box": [ 673, 1822, 989, 1910, 831, 1866, "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982", "DBS Bank Ltd.\n12 Marina Boulevard ,\nMarina Bay Financial Centre Tower 3\nSingapore 018982" ], "page": 4 }, { "box": [ 1066, 1822, 1288, 1886, 1177, 1854, "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E", "Tel 65.6878 8888\nwww.dbs.com\nCo.Reg No.196800306E" ], "page": 4 } ], "DefaultTemplateData": { "keys": [ { "fieldname": "sec ref", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] }, { "fieldname": "start date", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] }, { "fieldname": "exchange ", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] }, { "fieldname": "price", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] } ], "tables": [] }, "DetectedText": "DBS PRIVATE BANK 05-OCT-2020 Page 1/46 TAX INVOICE GST Registration No.: MR-8500180-3 ADVICE Portfolio No.S-096227–0 Structured Product: Buy Ref No.: 203469537 We acting as Principal are pleased to confirm that we have bought at your request and for your account the following , Description ELN ( Fixed Coupon Note ) , Undrly: NET UN , Issuer Citigroup Global Markets Funding Luxembourg S.C.A , Maturity Date: 19-OCT-2021, Coupon Rate: 16.07% Security Code/ISIN Market/Exchange Nominal Strike Price Price Spot Price Fixing Date Trade Date Value Date XS 2240116876 OTC-Other Market USD 200,000.00 Ord Sh Cloudflare Inc USD 33.216 100% Ord Sh Cloudflare Inc USD 41.52 15-OCT-2021 01-OCT-2020 15-OCT-2020 Please refer to details in the attached termsheet. Settlement Amount USD -200,000.00 We will debit your account on 15-OCT-2020 : USD 200,000.00 We attached herewith the final termsheet of the note for your reference This is a computer print out and does not require any bank signature. Notice: DBS Bank Ltd. , Singapore ( the \" Bank \" ) has processed this transaction based solely on your instruction and has not provided you with any advice or recommendation in connection therewith The Bank will not be responsible for any losses suffered as a result thereof This advice serves as a contract note in respect of the above mentioned transaction Please review this advice and promptly report any irregularity , discrepancy , omission incorrect entry , error and/or unauthorised transaction to the Bank Unless the Bank receives any objection from you within five 5 business days you shall be treated as having conclusively authorised and accepted as valid and correct in all respects all matters in this advice which shall be conclusive and binding against you * Where GST is applicable the GST amount in SGD equivalent is to be used for purposes of claiming Input Tax DBS Bank Ltd 12 Marina Boulevard Level 6 DBS Asia Central@Marina Bay Financial Centre Tower 3 Singapore 018982 www.dbs.com.sg/private-bank Co.Reg.No.196800306E 06-06-163 ( 03/2019 ) DBS Live more , Bank less COVERSHEET The contents of this Coversheet have not been reviewed by any regulatory authority in Singapore , Hong Kong any other jurisdiction.Investors are advised to exercise caution in relation to these documents The Notes mentioned herein is a structured product involving derivatives.Investors should not invest in the Notes unless they fully understand and are willing to assume the risks associated with them If Investors are in any doubt about the risks involved in the Notes , they should clarify with the intermediary or seek independent professional advice. The Notes are a principal-at-risk product.In the worst case scenario , investors may lose all or a significant proportion of their investment Risk Rating Without consideration of any individual's portfolio or personal circumstances , this product is risk rated 4 and generally suitable for investors with Balanced investment profile. GENERAL TERMS Seller: DBS Bank Ltd. Buyer: The investor. Issuer: Please refer to the enclosed termsheet from the Issuer Guarantor: Please refer to the enclosed termsheet from the issuer if applicable Notional Amount: Please refer to the enclosed transaction advice. Seller's Price: Please refer to the enclosed transaction advice. Trade Date: Please refer to the enclosed transaction advice. Settlement Date: Please refer to the enclosed transaction advice. OTHER TERMS AND CONDITIONS Terms of the Notes: Please refer to the enclosed termsheet from the issuer and the transaction advice. Issuer's Documentation: Terms of Sale: Benchmark Rates: The Notes will be issued on the terms of the Issuer's programme documentation , a copy of which is available upon request. The Notes are being sold to the investor on a principal to principal basis for the investor's own account. In the event of a discontinuation or non-determination or where benchmark rates are non-representative , adjustments may be made , or redemption by the Issuer as the case may be and/or such other action may be taken as determined by the relevant parties set out in the programme documentation. Please refer to the terms of the Issuer's programme documentation ( a copy of which is available upon request ) . In respect of Notes offered outside of Singapore , the Notes are not intended to be offered , sold or otherwise made available to and should not be offered , sold or otherwise made available to any retail investor in the European Economic Area ( the \" EEA \" ) . Additional Selling Restrictions: DBS Bank Ltd. 12 Marina Boulevard , Marina Bay Financial Centre Tower 3 Singapore 018982 Tel 65.6878 8888 www.dbs.com Co.Reg No.196800306E x DBS Live more , Bank less For these purposes , a retail investor means a person who is one ( or more ) of: i. a retail client as defined in point ( 11 ) of Article 4 ( 1 ) of Directive 2014/65/EU ( as amended , \" MiFID II \" ) ; or ii a customer within the meaning of Directive 2002/92/EC ( as amended the \" Insurance Mediation Directive \" ) , where that customer would not qualify as a professional client as defined in point ( 10 ) of Article 4 ( 1 ) of MiFID II or iii not a qualified investor as defined in Directive 2003/71/EC ( as amended , the Prospectus Directive \" ) . Consequently no key information document required by Regulation ( EU ) No 1286/2014 ( the PRIIPs Regulation ) for offering or selling the Notes or otherwise making them available to retail investors in the EEA has been prepared and therefore offering or selling the Notes or otherwise making them available to any retail investor in the EEA may be unlawful under the PRIIPS Regulation. For the above purposes , DBS Bank Ltd.will assess whether the account's beneficial owner ( or in the case of trust accounts , the settlor ) is a retail investor in the EEA KEY RISK FACTORS Investing in the Notes involves a number of risks Prospective holders of the Notes should carefully review and understand this Coversheet , the enclosed termsheet , the Product Summary Sheet ( where applicable ) and the Issuer's Documentation ( collectively , the \" Product Documents ) including the risks factors highlighted therein before making a decision to invest Prospective holders of the Notes should also consult their own legal , tax , accounting , financial and other professional advisers about the risks associated with an investment in these Notes the appropriate tools to analyze the investment , and in determining the suitability of the Notes for them in view of their own particular circumstances. Where the issuer is a third party , DBS Bank Ltd.DBS Bank ( Hong Kong ) Limited or DBS Bank Ltd. ( DIFC Branch ) ( collectively , “ DBS ” ) , as the case may be shall not be responsible for any inaccuracy , incompleteness or incorrectness of any information contained in the enclosed Termsheet and the Issuer's Documentation , which are prepared solely by the Issuer The Product Documents may not disclose all of the risks and other significant aspects of the Notes Prospective holders of the Notes should conduct their own due diligence on the Notes In particular , they should ensure that they understand the nature of the Notes and the extent of their exposure to loss of their initial investment and that they have considered the suitability of the Notes as an investment in the light of their own circumstances and financial condition A non-exhaustive list of some of the generic risks associated with an investment in the Notes is set out below: Loss of Principal This is a principal-at-risk product.The final redemption amount depends on the performance of the underlying and could be zero The investor could suffer a partial or entire loss of the principal amount invested in the Notes Credit Risk The investor is exposed to the credit risk of the Issuer and the Guarantor ( as applicable ) If the Issuer and/or the Guarantor ( as applicable ) are not able to meet its payment obligations under the Notes , the investor may lose all or part of his investment. Any stated credit rating of the Issuer and/or the Guarantor reflects the independent opinion of the referenced rating agency as to the creditworthiness of the rated entity but is not a guarantee of credit quality of such entity DBS Bank Ltd. 12 Marina Boulevard , Marina Bay Financial Centre Tower 3 Singapore 018982 Tel 65.6878 8888 www.dbs.com Co.Reg No.196800306E DBS Live more , Bank less Where the Notes are held by DBS ( or its nominee ) on behalf of the investor , DBS will provide custody services in respect of such holdings in accordance with the terms and services governing the custodian account.Should a credit event occur , DBS will take reasonable steps to forward to the investor any notice or other communication received in respect of such Notes.As DBS may not be privy to debt restructuring plans and/or other negotiations between the Issuer and its creditors ( due to the confidential nature of such discussions ) , the availability and flow of information may be greatly diminished in such circumstances. Market Risk and Mark-to-Market Risk The Notes can be volatile instruments and may be subject to considerable fluctuations in value and other risks inherent in investing in securities and/or derivatives.The value of the Notes may fall as rapidly as it may rise due to numerous factors , including systemic risks , variations in the frequency and magnitude of changes in interest rates , inflation outlook and the price/level/value of the underlying The value of a Note may increase or decrease during its tenor Past performance is not indicative of future performance.The investor should not place sole reliance on any historical information on the performance of the underlying or the Notes. Liquidity Risks Resale of the Notes may be subject to restrictions.The Notes are not highly liquid instruments and there may not always be a secondary market for the Notes If a secondary market exists , prices in that market may be significantly lower than the purchase price of the Notes The investor must be prepared to hold the Notes until maturity. Early Redemption/Adjustments The terms and conditions of the Notes may allow the determination or calculation agent to make adjustments or take other appropriate action upon the occurrence of certain events as described in the issuer's Documentation.Such events may include where applicable , corporate actions in relation to the underlying or any action or event relating to the issuer of the underlying market disruption , trading suspension hedging disruption and change in taxation law. In such circumstances , the determination or calculation agent can determine whether to redeem the Notes prior to maturity or to adjust the terms of the Notes.The amount paid on an early redemption may be substantially less than the principal amount invested in the Notes while any adjustment made to the terms of the Notes may have an adverse impact on the payments under and returns on the Notes. Foreign Exchange Risk Where the Notes are denominated in a currency other than the investor's reference currency , changes in rates of exchange may have an adverse effect on the value of the investment. No Rights in the Underlying Unless the terms of the Notes provide for a right to physical delivery of the underlying at maturity , the investor will have no interest or right in the underlying An investment in the Notes is not the same as a direct investment in the underlying The market value of the Notes may not reflect movements in the price of the underlying. Risk of Statutory Resolution The recovery and resolution regimes in certain markets may empower resolution authorities to intervene if a financial institution or its parent company becomes non-viable.Such intervention may take the form of a bail-in through the writing down of certain claims of unsecured creditors of the failing institution and/or conversion of unsecured debt claims to equity.Should the Issuer and the Guarantor ( as applicable ) and/or any of their affiliates become subject to such bail-in or resolution powers , this could have an adverse impact on the payments under and returns on the Notes and investors may lose some or all of their investment. Reform of Benchmark Rates may have an adverse impact Interest rates and indices which are deemed to be or used as benchmarks including LIBOR EURIBOR SIBOR or SOR are the subject of recent international regulatory guidance and proposals for reform.These reforms may cause such benchmarks to perform differently than in the past or to discontinue entirely impact other interest rates and indices linked to such benchmarks , or have other consequences which cannot be predicted.As at the date hereof the discontinuation of various benchmarks and their replacement ( s ) and other knock-on impact are all still being considered by the relevant authorities and industry. DBS Bank Ltd. 12 Marina Boulevard , Marina Bay Financial Centre Tower 3 Singapore 018982 Tel 65.6878 8888 www.dbs.com Co.Reg No.196800306E DBS Live more , Bank less The elimination of , or changes in the manner of administration of any benchmark , could require an adjustment to the terms and conditions ( for example , by the relevant calculation agent or similar entity ) or result in other consequences in respect of investment products that are linked to or reference such benchmarks. Any of the above changes or any other consequential changes as a result of international reforms or other initiatives or investigations in respect of benchmarks , could have a material adverse effect on the value of and return on your investment if it is linked to or references such benchmarks.Investors should consult their own independent advisers , conduct their own independent investigation and make their own assessment about the potential risks and consequences arising therefrom before making any investment decision. IMPORTANT This Coversheet does not constitute a public offer of securities and the contents thereof and the Notes have not been registered with reviewed , authorised or approved by any regulatory authority in any jurisdiction and will not be subject to the clearance procedures of the relevant regulatory authorities The Notes will only be offered ( ) in Singapore to accredited investors within the meaning of the the Securities and Futures Act ( Cap 289 ) of Singapore and ( ii ) in Hong Kong to professional investors , as defined in the Securities and Futures Ordinance ( Cap 571 ) of Hong Kong and the rules made thereunder Accordingly , the Product Documents may not be circulated or distributed , directly or indirectly , to any person in Singapore or Hong Kong unless such person is respectively , an accredited investor or professional investor. The Product Documents relate to an Exempt Offer in accordance with the Markets Rules of the Dubai Financial Services Authority and are intended for distribution only to Professional Clients who meet or is otherwise in accordance with the Exempt Offer requirements.The minimum subscription/investment amount must be at least USD100,000 ( or its equivalent amount in another currency ) subject to the aforesaid prevailing Markets Rules The Product Documents must not be delivered to or relied on by person any other The Dubai Financial Services Authority has no responsibility for reviewing or verifying any documents in connection with Exempt Offers.The Dubai Financial Services Authority has not approved this Coversheet and , where applicable the Product Summary Sheet or taken steps to verify the contents therein and assumes no responsibility for such documents.If you do not understand the contents of the Product Documents you should consult an authorised financial adviser. DBS is acting as principal and not as your adviser , agent or in a fiduciary capacity.DBS will benefit from your purchase of the Notes. The Product Documents do not have regard to the specific investment objectives , financial situation and the particular needs of any specific person The Product Documents are published for information only and are not to be taken in substitution for the exercise of judgment by the Investor.Before entering into any transaction or making a commitment to invest in the Notes the Investor should read the final terms and conditions of the Notes and all relevant documents , including the Issuer's Documentation , ensure that he/she understand the investment and the nature of all of the risks associated therewith and make an independent assessment of the appropriateness of such investment in light of his/her own objectives , particular needs and circumstances.Where appropriate , he/she may wish to seek advice from a financial or other professional adviser. Where the Notes are issued by a third party Issuer which is not related to DBS such third party Issuer and not DBS will be liable to the Investor under the Notes Accordingly , in considering whether to invest in the Notes the Investor should also take into account all risks associated with the Issuer including the Issuer's financial standing. DBS its related companies their directors and/or employees may from time to time have positions in and may effect transactions in the Notes or underlying mentioned herein DBS may have alliances or other contractual agreements with the providers of the Notes or underlying to market or sell its products , for which DBS may receive a fee Where a related company of DBS is the provider of the Notes , such related company may be receiving fees from the Investors.In addition , DBS its related companies their directors and/or employees may also perform or seek to perform broking , investment banking and other financial services for these providers of the Notes DBS Bank Ltd. 12 Marina Boulevard , Marina Bay Financial Centre Tower 3 Singapore 018982 Tel 65.6878 8888 www.dbs.com Co.Reg No.196800306E ", "DocSize": [ [ 2000, 1414 ], [ 2000, 1414 ], [ 2000, 1414 ], [ 2000, 1414 ], [ 2000, 1414 ] ], "SmallBoxes": [ { "box": [ 1142, 60, 1197, 84, 1169.5, 72, "DBS", "DBS" ], "page": 0 }, { "box": [ 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931, 608, 890, 597.5, "Ref No.:", "Ref No.:" ], "page": 0 }, { "box": [ 942, 587, 1057, 608, 999.5, 597.5, "203469537", "203469537" ], "page": 0 }, { "box": [ 142, 626, 1277, 655, 709.5, 640.5, "We acting as Principal are pleased to confirm that we have bought at your request and for your account the", "We acting as Principal are pleased to confirm that we have bought at your request and for your account the" ], "page": 0 }, { "box": [ 142, 661, 237, 690, 189.5, 675.5, "following ,", "following ," ], "page": 0 }, { "box": [ 143, 728, 257, 756, 200, 742, "Description", "Description" ], "page": 0 }, { "box": [ 446, 726, 825, 755, 635.5, 740.5, "ELN ( Fixed Coupon Note ) , Undrly:", "ELN ( Fixed Coupon Note ) , Undrly:" ], "page": 0 }, { "box": [ 837, 726, 928, 755, 882.5, 740.5, "NET UN ,", "NET UN ," ], "page": 0 }, { "box": [ 446, 760, 1137, 790, 791.5, 775, "Issuer Citigroup Global Markets Funding Luxembourg S.C.A ,", "Issuer Citigroup Global Markets Funding Luxembourg S.C.A ," ], "page": 0 }, { "box": [ 446, 795, 600, 822, 523, 808.5, "Maturity Date:", "Maturity Date:" ], "page": 0 }, { "box": [ 611, 795, 771, 822, 691, 808.5, "19-OCT-2021,", "19-OCT-2021," ], "page": 0 }, { "box": [ 444, 827, 596, 855, 520, 841, "Coupon Rate:", "Coupon Rate:" ], "page": 0 }, { "box": [ 607, 825, 683, 853, 645, 839, "16.07%", "16.07%" ], "page": 0 }, { "box": [ 141, 891, 337, 920, 239, 905.5, "Security Code/ISIN", "Security Code/ISIN" ], "page": 0 }, { "box": [ 143, 926, 324, 957, 233.5, 941.5, "Market/Exchange", "Market/Exchange" ], "page": 0 }, { "box": [ 143, 962, 226, 983, 184.5, 972.5, "Nominal", "Nominal" ], "page": 0 }, { "box": [ 141, 994, 259, 1015, 200, 1004.5, "Strike Price", "Strike Price" ], "page": 0 }, { "box": [ 143, 1027, 193, 1049, 168, 1038, "Price", "Price" ], "page": 0 }, { "box": [ 141, 1059, 248, 1088, 194.5, 1073.5, "Spot Price", "Spot Price" ], "page": 0 }, { "box": [ 141, 1091, 259, 1120, 200, 1105.5, "Fixing Date", "Fixing Date" ], "page": 0 }, { "box": [ 140, 1127, 257, 1147, 198.5, 1137, "Trade Date", "Trade Date" ], "page": 0 }, { "box": [ 142, 1160, 256, 1181, 199, 1170.5, "Value Date", "Value Date" ], "page": 0 }, { "box": [ 445, 894, 605, 917, 525, 905.5, "XS 2240116876", "XS 2240116876" ], "page": 0 }, { "box": [ 445, 927, 660, 950, 552.5, 938.5, "OTC-Other Market", "OTC-Other Market" ], "page": 0 }, { "box": [ 446, 962, 617, 984, 531.5, 973, "USD 200,000.00", "USD 200,000.00" ], "page": 0 }, { "box": [ 445, 994, 813, 1017, 629, 1005.5, "Ord Sh Cloudflare Inc USD 33.216", "Ord Sh Cloudflare Inc USD 33.216" ], "page": 0 }, { "box": [ 446, 1027, 501, 1049, 473.5, 1038, "100%", "100%" ], "page": 0 }, { "box": [ 445, 1060, 799, 1084, 622, 1072, "Ord Sh Cloudflare Inc USD 41.52", "Ord Sh Cloudflare Inc USD 41.52" ], "page": 0 }, { "box": [ 445, 1094, 597, 1115, 521, 1104.5, "15-OCT-2021", "15-OCT-2021" ], "page": 0 }, { "box": [ 445, 1127, 599, 1148, 522, 1137.5, "01-OCT-2020", "01-OCT-2020" ], "page": 0 }, { "box": [ 446, 1161, 599, 1183, 522.5, 1172, "15-OCT-2020", "15-OCT-2020" ], "page": 0 }, { "box": [ 143, 1227, 651, 1251, 397, 1239, "Please refer to details in the attached termsheet.", "Please refer to details in the attached termsheet." ], "page": 0 }, { "box": [ 446, 1293, 646, 1315, 546, 1304, "Settlement Amount", "Settlement Amount" ], "page": 0 }, { "box": [ 983, 1295, 1028, 1314, 1005.5, 1304.5, "USD", "USD" ], "page": 0 }, { "box": [ 1154, 1292, 1282, 1317, 1218, 1304.5, "-200,000.00", "-200,000.00" ], "page": 0 }, { "box": [ 142, 1361, 417, 1387, 279.5, 1374, "We will debit your account", "We will debit your account" ], "page": 0 }, { "box": [ 711, 1360, 904, 1382, 807.5, 1371, "on 15-OCT-2020 :", "on 15-OCT-2020 :" ], "page": 0 }, { "box": [ 985, 1361, 1030, 1382, 1007.5, 1371.5, "USD", "USD" ], "page": 0 }, { "box": [ 1167, 1359, 1284, 1384, 1225.5, 1371.5, "200,000.00", "200,000.00" ], "page": 0 }, { "box": [ 142, 1424, 660, 1445, 401, 1434.5, "We attached herewith the final termsheet of the note for your reference", "We attached herewith the final termsheet of the note for your reference" ], "page": 0 }, { "box": [ 141, 1448, 646, 1471, 393.5, 1459.5, "This is a computer print out and does not require any bank signature.", "This is a computer print out and does not require any bank signature." ], "page": 0 }, { "box": [ 142, 1491, 191, 1509, 166.5, 1500, "Notice:", "Notice:" ], "page": 0 }, { "box": [ 142, 1535, 1224, 1555, 683, 1545, "DBS Bank Ltd. , Singapore ( the \" Bank \" ) has processed this transaction based solely on your instruction and has not provided you with any advice or", "DBS Bank Ltd. , Singapore ( the \" Bank \" ) has processed this transaction based solely on your instruction and has not provided you with any advice or" ], "page": 0 }, { "box": [ 142, 1555, 999, 1576, 570.5, 1565.5, "recommendation in connection therewith The Bank will not be responsible for any losses suffered as a result thereof", "recommendation in connection therewith The Bank will not be responsible for any losses suffered as a result thereof" ], "page": 0 }, { "box": [ 141, 1600, 1223, 1620, 682, 1610, "This advice serves as a contract note in respect of the above mentioned transaction Please review this advice and promptly report any irregularity ,", "This advice serves as a contract note in respect of the above mentioned transaction Please review this advice and promptly report any irregularity ," ], "page": 0 }, { "box": [ 142, 1619, 1254, 1640, 698, 1629.5, "discrepancy , omission incorrect entry , error and/or unauthorised transaction to the Bank Unless the Bank receives any objection from you within five 5", "discrepancy , omission incorrect entry , error and/or unauthorised transaction to the Bank Unless the Bank receives any objection from you within five 5" ], "page": 0 }, { "box": [ 142, 1641, 1240, 1662, 691, 1651.5, "business days you shall be treated as having conclusively authorised and accepted as valid and correct in all respects all matters in this advice which", "business days you shall be treated as having conclusively authorised and accepted as valid and correct in all respects all matters in this advice which" ], "page": 0 }, { "box": [ 142, 1663, 459, 1685, 300.5, 1674, "shall be conclusive and binding against you", "shall be conclusive and binding against you" ], "page": 0 }, { "box": [ 142, 1702, 958, 1727, 550, 1714.5, "* Where GST is applicable the GST amount in SGD equivalent is to be used for purposes of claiming Input Tax", "* Where GST is applicable the GST amount in SGD equivalent is to be used for purposes of claiming Input Tax" ], "page": 0 }, { "box": [ 78, 1893, 193, 1909, 135.5, 1901, "DBS Bank Ltd", "DBS Bank Ltd" ], "page": 0 }, { "box": [ 217, 1892, 918, 1914, 567.5, 1903, "12 Marina Boulevard Level 6 DBS Asia Central@Marina Bay Financial Centre Tower 3", "12 Marina Boulevard Level 6 DBS Asia Central@Marina Bay Financial Centre Tower 3" ], "page": 0 }, { "box": [ 78, 1915, 484, 1938, 281, 1926.5, "Singapore 018982 www.dbs.com.sg/private-bank", "Singapore 018982 www.dbs.com.sg/private-bank" ], "page": 0 }, { "box": [ 1203, 1904, 1334, 1919, 1268.5, 1911.5, "Co.Reg.No.196800306E", "Co.Reg.No.196800306E" ], "page": 0 }, { "box": [ 1229, 1920, 1334, 1932, 1281.5, 1926, "06-06-163 ( 03/2019 )", "06-06-163 ( 03/2019 )" ], "page": 0 }, { "box": [ 1184, 86, 1307, 144, 1245.5, 115, "DBS", "DBS" ], "page": 1 }, { "box": [ 1041, 158, 1306, 188, 1173.5, 173, "Live more , Bank less", "Live more , Bank less" ], "page": 1 }, { "box": [ 619, 224, 780, 246, 699.5, 235, "COVERSHEET", "COVERSHEET" ], "page": 1 }, { "box": [ 115, 276, 1266, 308, 690.5, 292, "The contents of this Coversheet have not been reviewed by any regulatory authority in Singapore , Hong Kong", "The contents of this Coversheet have not been reviewed by any regulatory authority in Singapore , Hong Kong" ], "page": 1 }, { "box": [ 116, 303, 1295, 335, 705.5, 319, "any other jurisdiction.Investors are advised to exercise caution in relation to these documents The Notes", "any other jurisdiction.Investors are advised to exercise caution in relation to these documents The Notes" ], "page": 1 }, { "box": [ 116, 333, 1296, 360, 706, 346.5, "mentioned herein is a structured product involving derivatives.Investors should not invest in the Notes unless they", "mentioned herein is a structured product involving derivatives.Investors should not invest in the Notes unless they" ], "page": 1 }, { "box": [ 115, 361, 1295, 388, 705, 374.5, "fully understand and are willing to assume the risks associated with them If Investors are in any doubt about the", "fully understand and are willing to assume the risks associated with them If Investors are in any doubt about the" ], "page": 1 }, { "box": [ 116, 387, 1255, 416, 685.5, 401.5, "risks involved in the Notes , they should clarify with the intermediary or seek independent professional advice.", "risks involved in the Notes , they should clarify with the intermediary or seek independent professional advice." ], "page": 1 }, { "box": [ 115, 433, 1295, 463, 705, 448, "The Notes are a principal-at-risk product.In the worst case scenario , investors may lose all or a significant", "The Notes are a principal-at-risk product.In the worst case scenario , investors may lose all or a significant" ], "page": 1 }, { "box": [ 115, 460, 420, 487, 267.5, 473.5, "proportion of their investment", "proportion of their investment" ], "page": 1 }, { "box": [ 117, 508, 243, 539, 180, 523.5, "Risk Rating", "Risk Rating" ], "page": 1 }, { "box": [ 521, 510, 601, 532, 561, 521, "Without", "Without" ], "page": 1 }, { "box": [ 628, 510, 767, 532, 697.5, 521, "consideration", "consideration" ], "page": 1 }, { "box": [ 796, 510, 815, 532, 805.5, 521, "of", "of" ], "page": 1 }, { "box": [ 842, 510, 878, 539, 860, 524.5, "any", "any" ], "page": 1 }, { "box": [ 907, 510, 1021, 539, 964, 524.5, "individual's", "individual's" ], "page": 1 }, { "box": [ 1049, 510, 1131, 539, 1090, 524.5, "portfolio", "portfolio" ], "page": 1 }, { "box": [ 1159, 510, 1179, 539, 1169, 524.5, "or", "or" ], "page": 1 }, { "box": [ 1207, 510, 1296, 539, 1251.5, 524.5, "personal", "personal" ], "page": 1 }, { "box": [ 521, 538, 1296, 565, 908.5, 551.5, "circumstances , this product is risk rated 4 and generally suitable for", "circumstances , this product is risk rated 4 and generally suitable for" ], "page": 1 }, { "box": [ 523, 562, 968, 593, 745.5, 577.5, "investors with Balanced investment profile.", "investors with Balanced investment profile." ], "page": 1 }, { "box": [ 116, 628, 320, 649, 218, 638.5, "GENERAL TERMS", "GENERAL TERMS" ], "page": 1 }, { "box": [ 116, 687, 185, 708, 150.5, 697.5, "Seller:", "Seller:" ], "page": 1 }, { "box": [ 523, 687, 674, 708, 598.5, 697.5, "DBS Bank Ltd.", "DBS Bank Ltd." ], "page": 1 }, { "box": [ 117, 739, 189, 765, 153, 752, "Buyer:", "Buyer:" ], "page": 1 }, { "box": [ 520, 739, 656, 760, 588, 749.5, "The investor.", "The investor." ], "page": 1 }, { "box": [ 117, 792, 191, 813, 154, 802.5, "Issuer:", "Issuer:" ], "page": 1 }, { "box": [ 523, 790, 1092, 813, 807.5, 801.5, "Please refer to the enclosed termsheet from the Issuer", "Please refer to the enclosed termsheet from the Issuer" ], "page": 1 }, { "box": [ 116, 841, 236, 864, 176, 852.5, "Guarantor:", "Guarantor:" ], "page": 1 }, { "box": [ 523, 840, 1224, 868, 873.5, 854, "Please refer to the enclosed termsheet from the issuer if applicable", "Please refer to the enclosed termsheet from the issuer if applicable" ], "page": 1 }, { "box": [ 116, 891, 312, 916, 214, 903.5, "Notional Amount:", "Notional Amount:" ], "page": 1 }, { "box": [ 523, 892, 1020, 916, 771.5, 904, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 116, 944, 269, 965, 192.5, 954.5, "Seller's Price:", "Seller's Price:" ], "page": 1 }, { "box": [ 523, 944, 1020, 966, 771.5, 955, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 115, 996, 243, 1018, 179, 1007, "Trade Date:", "Trade Date:" ], "page": 1 }, { "box": [ 523, 996, 1020, 1020, 771.5, 1008, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 116, 1048, 300, 1069, 208, 1058.5, "Settlement Date:", "Settlement Date:" ], "page": 1 }, { "box": [ 523, 1048, 1019, 1070, 771, 1059, "Please refer to the enclosed transaction advice.", "Please refer to the enclosed transaction advice." ], "page": 1 }, { "box": [ 116, 1140, 500, 1163, 308, 1151.5, "OTHER TERMS AND CONDITIONS", "OTHER TERMS AND CONDITIONS" ], "page": 1 }, { "box": [ 115, 1199, 336, 1221, 225.5, 1210, "Terms of the Notes:", "Terms of the Notes:" ], "page": 1 }, { "box": [ 523, 1195, 1295, 1218, 909, 1206.5, "Please refer to the enclosed termsheet from the issuer and the transaction", "Please refer to the enclosed termsheet from the issuer and the transaction" ], "page": 1 }, { "box": [ 522, 1224, 594, 1245, 558, 1234.5, "advice.", "advice." ], "page": 1 }, { "box": [ 117, 1268, 391, 1291, 254, 1279.5, "Issuer's Documentation:", "Issuer's Documentation:" ], "page": 1 }, { "box": [ 114, 1335, 276, 1357, 195, 1346, "Terms of Sale:", "Terms of Sale:" ], "page": 1 }, { "box": [ 117, 1404, 321, 1426, 219, 1415, "Benchmark Rates:", "Benchmark Rates:" ], "page": 1 }, { "box": [ 521, 1263, 1296, 1292, 908.5, 1277.5, "The Notes will be issued on the terms of the Issuer's programme", "The Notes will be issued on the terms of the Issuer's programme" ], "page": 1 }, { "box": [ 521, 1290, 1127, 1320, 824, 1305, "documentation , a copy of which is available upon request.", "documentation , a copy of which is available upon request." ], "page": 1 }, { "box": [ 521, 1333, 1296, 1362, 908.5, 1347.5, "The Notes are being sold to the investor on a principal to principal basis for", "The Notes are being sold to the investor on a principal to principal basis for" ], "page": 1 }, { "box": [ 521, 1361, 805, 1383, 663, 1372, "the investor's own account.", "the investor's own account." ], "page": 1 }, { "box": [ 524, 1403, 1296, 1426, 910, 1414.5, "In the event of a discontinuation or non-determination or where benchmark", "In the event of a discontinuation or non-determination or where benchmark" ], "page": 1 }, { "box": [ 522, 1430, 1295, 1459, 908.5, 1444.5, "rates are non-representative , adjustments may be made , or redemption", "rates are non-representative , adjustments may be made , or redemption" ], "page": 1 }, { "box": [ 522, 1456, 1294, 1484, 908, 1470, "by the Issuer as the case may be and/or such other action may be taken", "by the Issuer as the case may be and/or such other action may be taken" ], "page": 1 }, { "box": [ 522, 1481, 1296, 1514, 909, 1497.5, "as determined by the relevant parties set out in the programme", "as determined by the relevant parties set out in the programme" ], "page": 1 }, { "box": [ 521, 1511, 681, 1532, 601, 1521.5, "documentation.", "documentation." ], "page": 1 }, { "box": [ 522, 1551, 1296, 1581, 909, 1566, "Please refer to the terms of the Issuer's programme documentation ( a copy", "Please refer to the terms of the Issuer's programme documentation ( a copy" ], "page": 1 }, { "box": [ 522, 1576, 889, 1608, 705.5, 1592, "of which is available upon request ) .", "of which is available upon request ) ." ], "page": 1 }, { "box": [ 522, 1622, 1296, 1650, 909, 1636, "In respect of Notes offered outside of Singapore , the Notes are not", "In respect of Notes offered outside of Singapore , the Notes are not" ], "page": 1 }, { "box": [ 523, 1648, 1296, 1674, 909.5, 1661, "intended to be offered , sold or otherwise made available to and should not", "intended to be offered , sold or otherwise made available to and should not" ], "page": 1 }, { "box": [ 522, 1677, 1296, 1704, 909, 1690.5, "be offered , sold or otherwise made available to any retail investor in the", "be offered , sold or otherwise made available to any retail investor in the" ], "page": 1 }, { "box": [ 522, 1704, 923, 1731, 722.5, 1717.5, "European Economic Area ( the \" EEA \" ) .", "European Economic Area ( the \" EEA \" ) ." ], "page": 1 }, { "box": [ 115, 1624, 465, 1652, 290, 1638, "Additional Selling Restrictions:", "Additional Selling Restrictions:" ], "page": 1 }, { "box": [ 867, 1822, 988, 1840, 927.5, 1831, "DBS Bank Ltd.", "DBS Bank Ltd." ], "page": 1 }, { "box": [ 811, 1844, 989, 1862, 900, 1853, "12 Marina Boulevard ,", "12 Marina Boulevard ," ], "page": 1 }, { "box": [ 673, 1865, 983, 1886, 828, 1875.5, "Marina Bay Financial Centre Tower 3", "Marina Bay Financial Centre Tower 3" ], "page": 1 }, { "box": [ 834, 1887, 988, 1910, 911, 1898.5, "Singapore 018982", "Singapore 018982" ], "page": 1 }, { "box": [ 1068, 1822, 1219, 1840, 1143.5, 1831, "Tel 65.6878 8888", "Tel 65.6878 8888" ], "page": 1 }, { "box": [ 1066, 1846, 1185, 1863, 1125.5, 1854.5, "www.dbs.com", "www.dbs.com" ], "page": 1 }, { "box": [ 1067, 1865, 1288, 1886, 1177.5, 1875.5, "Co.Reg No.196800306E", "Co.Reg No.196800306E" ], "page": 1 }, { "box": [ 129, 79, 159, 186, 144, 132.5, "x", "x" ], "page": 2 }, { "box": [ 1184, 86, 1307, 144, 1245.5, 115, "DBS", "DBS" ], "page": 2 }, { "box": [ 1041, 158, 1306, 189, 1173.5, 173.5, "Live more , Bank less", "Live more , Bank less" ], "page": 2 }, { "box": [ 523, 223, 1295, 252, 909, 237.5, "For these purposes , a retail investor means a person who is one ( or more )", "For these purposes , a retail investor means a person who is one ( or more )" ], "page": 2 }, { "box": [ 521, 251, 545, 271, 533, 261, "of:", "of:" ], "page": 2 }, { "box": [ 555, 292, 564, 314, 559.5, 303, "i.", "i." ], "page": 2 }, { "box": [ 611, 293, 1296, 321, 953.5, 307, "a retail client as defined in point ( 11 ) of Article 4 ( 1 ) of Directive", "a retail client as defined in point ( 11 ) of Article 4 ( 1 ) of Directive" ], "page": 2 }, { "box": [ 611, 319, 1035, 348, 823, 333.5, "2014/65/EU ( as amended , \" MiFID II \" ) ; or", "2014/65/EU ( as amended , \" MiFID II \" ) ; or" ], "page": 2 }, { "box": [ 550, 360, 557, 381, 553.5, 370.5, "ii", "ii" ], "page": 2 }, { "box": [ 611, 361, 1296, 388, 953.5, 374.5, "a customer within the meaning of Directive 2002/92/EC ( as", "a customer within the meaning of Directive 2002/92/EC ( as" ], "page": 2 }, { "box": [ 611, 386, 1296, 414, 953.5, 400, "amended the \" Insurance Mediation Directive \" ) , where that", "amended the \" Insurance Mediation Directive \" ) , where that" ], "page": 2 }, { "box": [ 610, 416, 1295, 444, 952.5, 430, "customer would not qualify as a professional client as defined in", "customer would not qualify as a professional client as defined in" ], "page": 2 }, { "box": [ 610, 442, 1005, 472, 807.5, 457, "point ( 10 ) of Article 4 ( 1 ) of MiFID II or", "point ( 10 ) of Article 4 ( 1 ) of MiFID II or" ], "page": 2 }, { "box": [ 545, 485, 557, 505, 551, 495, "iii", "iii" ], "page": 2 }, { "box": [ 611, 485, 1296, 512, 953.5, 498.5, "not a qualified investor as defined in Directive 2003/71/EC ( as", "not a qualified investor as defined in Directive 2003/71/EC ( as" ], "page": 2 }, { "box": [ 611, 510, 1008, 538, 809.5, 524, "amended , the Prospectus Directive \" ) .", "amended , the Prospectus Directive \" ) ." ], "page": 2 }, { "box": [ 522, 552, 1295, 582, 908.5, 567, "Consequently no key information document required by Regulation ( EU )", "Consequently no key information document required by Regulation ( EU )" ], "page": 2 }, { "box": [ 522, 584, 1296, 612, 909, 598, "No 1286/2014 ( the PRIIPs Regulation ) for offering or selling the Notes", "No 1286/2014 ( the PRIIPs Regulation ) for offering or selling the Notes" ], "page": 2 }, { "box": [ 522, 615, 1295, 642, 908.5, 628.5, "or otherwise making them available to retail investors in the EEA has been", "or otherwise making them available to retail investors in the EEA has been" ], "page": 2 }, { "box": [ 522, 645, 1294, 674, 908, 659.5, "prepared and therefore offering or selling the Notes or otherwise making", "prepared and therefore offering or selling the Notes or otherwise making" ], "page": 2 }, { "box": [ 521, 678, 1296, 705, 908.5, 691.5, "them available to any retail investor in the EEA may be unlawful under the", "them available to any retail investor in the EEA may be unlawful under the" ], "page": 2 }, { "box": [ 523, 706, 724, 740, 623.5, 723, "PRIIPS Regulation.", "PRIIPS Regulation." ], "page": 2 }, { "box": [ 522, 755, 1296, 783, 909, 769, "For the above purposes , DBS Bank Ltd.will assess whether the account's", "For the above purposes , DBS Bank Ltd.will assess whether the account's" ], "page": 2 }, { "box": [ 522, 786, 1296, 815, 909, 800.5, "beneficial owner ( or in the case of trust accounts , the settlor ) is a retail", "beneficial owner ( or in the case of trust accounts , the settlor ) is a retail" ], "page": 2 }, { "box": [ 523, 820, 722, 841, 622.5, 830.5, "investor in the EEA", "investor in the EEA" ], "page": 2 }, { "box": [ 117, 917, 348, 940, 232.5, 928.5, "KEY RISK FACTORS", "KEY RISK FACTORS" ], "page": 2 }, { "box": [ 105, 972, 629, 1001, 367, 986.5, "Investing in the Notes involves a number of risks", "Investing in the Notes involves a number of risks" ], "page": 2 }, { "box": [ 656, 972, 1307, 1001, 981.5, 986.5, "Prospective holders of the Notes should carefully review and", "Prospective holders of the Notes should carefully review and" ], "page": 2 }, { "box": [ 104, 1000, 1308, 1031, 706, 1015.5, "understand this Coversheet , the enclosed termsheet , the Product Summary Sheet ( where applicable ) and the", "understand this Coversheet , the enclosed termsheet , the Product Summary Sheet ( where applicable ) and the" ], "page": 2 }, { "box": [ 105, 1027, 1301, 1057, 703, 1042, "Issuer's Documentation ( collectively , the \" Product Documents ) including the risks factors highlighted therein", "Issuer's Documentation ( collectively , the \" Product Documents ) including the risks factors highlighted therein" ], "page": 2 }, { "box": [ 103, 1055, 478, 1083, 290.5, 1069, "before making a decision to invest", "before making a decision to invest" ], "page": 2 }, { "box": [ 509, 1055, 1307, 1083, 908, 1069, "Prospective holders of the Notes should also consult their own legal , tax ,", "Prospective holders of the Notes should also consult their own legal , tax ," ], "page": 2 }, { "box": [ 103, 1081, 1301, 1110, 702, 1095.5, "accounting , financial and other professional advisers about the risks associated with an investment in these Notes", "accounting , financial and other professional advisers about the risks associated with an investment in these Notes" ], "page": 2 }, { "box": [ 102, 1108, 1308, 1138, 705, 1123, "the appropriate tools to analyze the investment , and in determining the suitability of the Notes for them in view of", "the appropriate tools to analyze the investment , and in determining the suitability of the Notes for them in view of" ], "page": 2 }, { "box": [ 102, 1135, 467, 1166, 284.5, 1150.5, "their own particular circumstances.", "their own particular circumstances." ], "page": 2 }, { "box": [ 100, 1176, 1308, 1209, 704, 1192.5, "Where the issuer is a third party , DBS Bank Ltd.DBS Bank ( Hong Kong ) Limited or DBS Bank Ltd. ( DIFC Branch )", "Where the issuer is a third party , DBS Bank Ltd.DBS Bank ( Hong Kong ) Limited or DBS Bank Ltd. ( DIFC Branch )" ], "page": 2 }, { "box": [ 104, 1206, 1308, 1235, 706, 1220.5, "( collectively , “ DBS ” ) , as the case may be shall not be responsible for any inaccuracy , incompleteness or", "( collectively , “ DBS ” ) , as the case may be shall not be responsible for any inaccuracy , incompleteness or" ], "page": 2 }, { "box": [ 104, 1233, 1308, 1260, 706, 1246.5, "incorrectness of any information contained in the enclosed Termsheet and the Issuer's Documentation , which are", "incorrectness of any information contained in the enclosed Termsheet and the Issuer's Documentation , which are" ], "page": 2 }, { "box": [ 102, 1258, 405, 1288, 253.5, 1273, "prepared solely by the Issuer", "prepared solely by the Issuer" ], "page": 2 }, { "box": [ 102, 1299, 1308, 1330, 705, 1314.5, "The Product Documents may not disclose all of the risks and other significant aspects of the Notes Prospective", "The Product Documents may not disclose all of the risks and other significant aspects of the Notes Prospective" ], "page": 2 }, { "box": [ 104, 1328, 1309, 1358, 706.5, 1343, "holders of the Notes should conduct their own due diligence on the Notes In particular , they should ensure that they", "holders of the Notes should conduct their own due diligence on the Notes In particular , they should ensure that they" ], "page": 2 }, { "box": [ 104, 1357, 1308, 1385, 706, 1371, "understand the nature of the Notes and the extent of their exposure to loss of their initial investment and that they", "understand the nature of the Notes and the extent of their exposure to loss of their initial investment and that they" ], "page": 2 }, { "box": [ 104, 1382, 1308, 1411, 706, 1396.5, "have considered the suitability of the Notes as an investment in the light of their own circumstances and financial", "have considered the suitability of the Notes as an investment in the light of their own circumstances and financial" ], "page": 2 }, { "box": [ 102, 1411, 195, 1433, 148.5, 1422, "condition", "condition" ], "page": 2 }, { "box": [ 102, 1450, 1250, 1479, 676, 1464.5, "A non-exhaustive list of some of the generic risks associated with an investment in the Notes is set out below:", "A non-exhaustive list of some of the generic risks associated with an investment in the Notes is set out below:" ], "page": 2 }, { "box": [ 102, 1490, 281, 1524, 191.5, 1507, "Loss of Principal", "Loss of Principal" ], "page": 2 }, { "box": [ 102, 1533, 1307, 1563, 704.5, 1548, "This is a principal-at-risk product.The final redemption amount depends on the performance of the underlying and", "This is a principal-at-risk product.The final redemption amount depends on the performance of the underlying and" ], "page": 2 }, { "box": [ 102, 1562, 1225, 1591, 663.5, 1576.5, "could be zero The investor could suffer a partial or entire loss of the principal amount invested in the Notes", "could be zero The investor could suffer a partial or entire loss of the principal amount invested in the Notes" ], "page": 2 }, { "box": [ 102, 1605, 217, 1626, 159.5, 1615.5, "Credit Risk", "Credit Risk" ], "page": 2 }, { "box": [ 102, 1646, 1308, 1675, 705, 1660.5, "The investor is exposed to the credit risk of the Issuer and the Guarantor ( as applicable ) If the Issuer and/or the", "The investor is exposed to the credit risk of the Issuer and the Guarantor ( as applicable ) If the Issuer and/or the" ], "page": 2 }, { "box": [ 103, 1672, 1309, 1700, 706, 1686, "Guarantor ( as applicable ) are not able to meet its payment obligations under the Notes , the investor may lose all or", "Guarantor ( as applicable ) are not able to meet its payment obligations under the Notes , the investor may lose all or" ], "page": 2 }, { "box": [ 102, 1699, 334, 1726, 218, 1712.5, "part of his investment.", "part of his investment." ], "page": 2 }, { "box": [ 102, 1741, 1307, 1768, 704.5, 1754.5, "Any stated credit rating of the Issuer and/or the Guarantor reflects the independent opinion of the referenced rating", "Any stated credit rating of the Issuer and/or the Guarantor reflects the independent opinion of the referenced rating" ], "page": 2 }, { "box": [ 103, 1769, 1191, 1798, 647, 1783.5, "agency as to the creditworthiness of the rated entity but is not a guarantee of credit quality of such entity", "agency as to the creditworthiness of the rated entity but is not a guarantee of credit quality of such entity" ], "page": 2 }, { "box": [ 867, 1822, 988, 1840, 927.5, 1831, "DBS Bank Ltd.", "DBS Bank Ltd." ], "page": 2 }, { "box": [ 811, 1844, 989, 1863, 900, 1853.5, "12 Marina Boulevard ,", "12 Marina Boulevard ," ], "page": 2 }, { "box": [ 673, 1865, 983, 1886, 828, 1875.5, "Marina Bay Financial Centre Tower 3", "Marina Bay Financial Centre Tower 3" ], "page": 2 }, { "box": [ 834, 1887, 988, 1910, 911, 1898.5, "Singapore 018982", "Singapore 018982" ], "page": 2 }, { "box": [ 1068, 1822, 1219, 1839, 1143.5, 1830.5, "Tel 65.6878 8888", "Tel 65.6878 8888" ], "page": 2 }, { "box": [ 1066, 1846, 1185, 1863, 1125.5, 1854.5, "www.dbs.com", "www.dbs.com" ], "page": 2 }, { "box": [ 1068, 1865, 1289, 1887, 1178.5, 1876, "Co.Reg No.196800306E", "Co.Reg No.196800306E" ], "page": 2 }, { "box": [ 1183, 86, 1304, 143, 1243.5, 114.5, "DBS", "DBS" ], "page": 3 }, { "box": [ 1041, 159, 1306, 189, 1173.5, 174, "Live more , Bank less", "Live more , Bank less" ], "page": 3 }, { "box": [ 103, 208, 1307, 237, 705, 222.5, "Where the Notes are held by DBS ( or its nominee ) on behalf of the investor , DBS will provide custody services in", "Where the Notes are held by DBS ( or its nominee ) on behalf of the investor , DBS will provide custody services in" ], "page": 3 }, { "box": [ 103, 233, 1308, 263, 705.5, 248, "respect of such holdings in accordance with the terms and services governing the custodian account.Should a credit", "respect of such holdings in accordance with the terms and services governing the custodian account.Should a credit" ], "page": 3 }, { "box": [ 103, 264, 1307, 292, 705, 278, "event occur , DBS will take reasonable steps to forward to the investor any notice or other communication received", "event occur , DBS will take reasonable steps to forward to the investor any notice or other communication received" ], "page": 3 }, { "box": [ 104, 289, 1308, 319, 706, 304, "in respect of such Notes.As DBS may not be privy to debt restructuring plans and/or other negotiations between the", "in respect of such Notes.As DBS may not be privy to debt restructuring plans and/or other negotiations between the" ], "page": 3 }, { "box": [ 105, 318, 1308, 346, 706.5, 332, "Issuer and its creditors ( due to the confidential nature of such discussions ) , the availability and flow of information", "Issuer and its creditors ( due to the confidential nature of such discussions ) , the availability and flow of information" ], "page": 3 }, { "box": [ 102, 343, 622, 373, 362, 358, "may be greatly diminished in such circumstances.", "may be greatly diminished in such circumstances." ], "page": 3 }, { "box": [ 101, 387, 490, 414, 295.5, 400.5, "Market Risk and Mark-to-Market Risk", "Market Risk and Mark-to-Market Risk" ], "page": 3 }, { "box": [ 102, 427, 1308, 456, 705, 441.5, "The Notes can be volatile instruments and may be subject to considerable fluctuations in value and other risks", "The Notes can be volatile instruments and may be subject to considerable fluctuations in value and other risks" ], "page": 3 }, { "box": [ 104, 456, 1308, 483, 706, 469.5, "inherent in investing in securities and/or derivatives.The value of the Notes may fall as rapidly as it may rise due to", "inherent in investing in securities and/or derivatives.The value of the Notes may fall as rapidly as it may rise due to" ], "page": 3 }, { "box": [ 104, 482, 1307, 511, 705.5, 496.5, "numerous factors , including systemic risks , variations in the frequency and magnitude of changes in interest rates ,", "numerous factors , including systemic risks , variations in the frequency and magnitude of changes in interest rates ," ], "page": 3 }, { "box": [ 104, 509, 1308, 539, 706, 524, "inflation outlook and the price/level/value of the underlying The value of a Note may increase or decrease during its", "inflation outlook and the price/level/value of the underlying The value of a Note may increase or decrease during its" ], "page": 3 }, { "box": [ 102, 540, 156, 561, 129, 550.5, "tenor", "tenor" ], "page": 3 }, { "box": [ 104, 579, 1308, 607, 706, 593, "Past performance is not indicative of future performance.The investor should not place sole reliance on any historical", "Past performance is not indicative of future performance.The investor should not place sole reliance on any historical" ], "page": 3 }, { "box": [ 104, 605, 754, 635, 429, 620, "information on the performance of the underlying or the Notes.", "information on the performance of the underlying or the Notes." ], "page": 3 }, { "box": [ 102, 647, 252, 674, 177, 660.5, "Liquidity Risks", "Liquidity Risks" ], "page": 3 }, { "box": [ 104, 692, 1308, 723, 706, 707.5, "Resale of the Notes may be subject to restrictions.The Notes are not highly liquid instruments and there may not", "Resale of the Notes may be subject to restrictions.The Notes are not highly liquid instruments and there may not" ], "page": 3 }, { "box": [ 103, 720, 1307, 748, 705, 734, "always be a secondary market for the Notes If a secondary market exists , prices in that market may be significantly", "always be a secondary market for the Notes If a secondary market exists , prices in that market may be significantly" ], "page": 3 }, { "box": [ 104, 748, 1215, 775, 659.5, 761.5, "lower than the purchase price of the Notes The investor must be prepared to hold the Notes until maturity.", "lower than the purchase price of the Notes The investor must be prepared to hold the Notes until maturity." ], "page": 3 }, { "box": [ 104, 788, 440, 817, 272, 802.5, "Early Redemption/Adjustments", "Early Redemption/Adjustments" ], "page": 3 }, { "box": [ 102, 829, 1312, 860, 707, 844.5, "The terms and conditions of the Notes may allow the determination or calculation agent to make adjustments or take", "The terms and conditions of the Notes may allow the determination or calculation agent to make adjustments or take" ], "page": 3 }, { "box": [ 103, 855, 1308, 885, 705.5, 870, "other appropriate action upon the occurrence of certain events as described in the issuer's Documentation.Such", "other appropriate action upon the occurrence of certain events as described in the issuer's Documentation.Such" ], "page": 3 }, { "box": [ 103, 883, 1307, 912, 705, 897.5, "events may include where applicable , corporate actions in relation to the underlying or any action or event relating", "events may include where applicable , corporate actions in relation to the underlying or any action or event relating" ], "page": 3 }, { "box": [ 102, 911, 1308, 940, 705, 925.5, "to the issuer of the underlying market disruption , trading suspension hedging disruption and change in taxation law.", "to the issuer of the underlying market disruption , trading suspension hedging disruption and change in taxation law." ], "page": 3 }, { "box": [ 105, 938, 1308, 967, 706.5, 952.5, "In such circumstances , the determination or calculation agent can determine whether to redeem the Notes prior to", "In such circumstances , the determination or calculation agent can determine whether to redeem the Notes prior to" ], "page": 3 }, { "box": [ 103, 966, 1307, 994, 705, 980, "maturity or to adjust the terms of the Notes.The amount paid on an early redemption may be substantially less than", "maturity or to adjust the terms of the Notes.The amount paid on an early redemption may be substantially less than" ], "page": 3 }, { "box": [ 102, 993, 1308, 1021, 705, 1007, "the principal amount invested in the Notes while any adjustment made to the terms of the Notes may have an", "the principal amount invested in the Notes while any adjustment made to the terms of the Notes may have an" ], "page": 3 }, { "box": [ 103, 1020, 786, 1048, 444.5, 1034, "adverse impact on the payments under and returns on the Notes.", "adverse impact on the payments under and returns on the Notes." ], "page": 3 }, { "box": [ 105, 1062, 343, 1088, 224, 1075, "Foreign Exchange Risk", "Foreign Exchange Risk" ], "page": 3 }, { "box": [ 103, 1103, 1310, 1133, 706.5, 1118, "Where the Notes are denominated in a currency other than the investor's reference currency , changes in rates of", "Where the Notes are denominated in a currency other than the investor's reference currency , changes in rates of" ], "page": 3 }, { "box": [ 103, 1128, 831, 1159, 467, 1143.5, "exchange may have an adverse effect on the value of the investment.", "exchange may have an adverse effect on the value of the investment." ], "page": 3 }, { "box": [ 103, 1173, 393, 1200, 248, 1186.5, "No Rights in the Underlying", "No Rights in the Underlying" ], "page": 3 }, { "box": [ 104, 1213, 1307, 1243, 705.5, 1228, "Unless the terms of the Notes provide for a right to physical delivery of the underlying at maturity , the investor will", "Unless the terms of the Notes provide for a right to physical delivery of the underlying at maturity , the investor will" ], "page": 3 }, { "box": [ 104, 1242, 1308, 1271, 706, 1256.5, "have no interest or right in the underlying An investment in the Notes is not the same as a direct investment in the", "have no interest or right in the underlying An investment in the Notes is not the same as a direct investment in the" ], "page": 3 }, { "box": [ 104, 1268, 1145, 1298, 624.5, 1283, "underlying The market value of the Notes may not reflect movements in the price of the underlying.", "underlying The market value of the Notes may not reflect movements in the price of the underlying." ], "page": 3 }, { "box": [ 105, 1310, 391, 1338, 248, 1324, "Risk of Statutory Resolution", "Risk of Statutory Resolution" ], "page": 3 }, { "box": [ 102, 1354, 1308, 1384, 705, 1369, "The recovery and resolution regimes in certain markets may empower resolution authorities to intervene if a financial", "The recovery and resolution regimes in certain markets may empower resolution authorities to intervene if a financial" ], "page": 3 }, { "box": [ 104, 1382, 1308, 1410, 706, 1396, "institution or its parent company becomes non-viable.Such intervention may take the form of a bail-in through the", "institution or its parent company becomes non-viable.Such intervention may take the form of a bail-in through the" ], "page": 3 }, { "box": [ 102, 1411, 1308, 1439, 705, 1425, "writing down of certain claims of unsecured creditors of the failing institution and/or conversion of unsecured debt", "writing down of certain claims of unsecured creditors of the failing institution and/or conversion of unsecured debt" ], "page": 3 }, { "box": [ 102, 1437, 1308, 1465, 705, 1451, "claims to equity.Should the Issuer and the Guarantor ( as applicable ) and/or any of their affiliates become subject to", "claims to equity.Should the Issuer and the Guarantor ( as applicable ) and/or any of their affiliates become subject to" ], "page": 3 }, { "box": [ 103, 1465, 1309, 1493, 706, 1479, "such bail-in or resolution powers , this could have an adverse impact on the payments under and returns on the Notes", "such bail-in or resolution powers , this could have an adverse impact on the payments under and returns on the Notes" ], "page": 3 }, { "box": [ 103, 1492, 673, 1519, 388, 1505.5, "and investors may lose some or all of their investment.", "and investors may lose some or all of their investment." ], "page": 3 }, { "box": [ 103, 1532, 715, 1561, 409, 1546.5, "Reform of Benchmark Rates may have an adverse impact", "Reform of Benchmark Rates may have an adverse impact" ], "page": 3 }, { "box": [ 105, 1574, 1309, 1605, 707, 1589.5, "Interest rates and indices which are deemed to be or used as benchmarks including LIBOR EURIBOR SIBOR or", "Interest rates and indices which are deemed to be or used as benchmarks including LIBOR EURIBOR SIBOR or" ], "page": 3 }, { "box": [ 103, 1603, 1308, 1631, 705.5, 1617, "SOR are the subject of recent international regulatory guidance and proposals for reform.These reforms may cause", "SOR are the subject of recent international regulatory guidance and proposals for reform.These reforms may cause" ], "page": 3 }, { "box": [ 103, 1630, 1308, 1659, 705.5, 1644.5, "such benchmarks to perform differently than in the past or to discontinue entirely impact other interest rates and", "such benchmarks to perform differently than in the past or to discontinue entirely impact other interest rates and" ], "page": 3 }, { "box": [ 104, 1657, 1302, 1685, 703, 1671, "indices linked to such benchmarks , or have other consequences which cannot be predicted.As at the date hereof", "indices linked to such benchmarks , or have other consequences which cannot be predicted.As at the date hereof" ], "page": 3 }, { "box": [ 102, 1684, 1308, 1713, 705, 1698.5, "the discontinuation of various benchmarks and their replacement ( s ) and other knock-on impact are all still being", "the discontinuation of various benchmarks and their replacement ( s ) and other knock-on impact are all still being" ], "page": 3 }, { "box": [ 102, 1710, 637, 1739, 369.5, 1724.5, "considered by the relevant authorities and industry.", "considered by the relevant authorities and industry." ], "page": 3 }, { "box": [ 867, 1821, 988, 1839, 927.5, 1830, "DBS Bank Ltd.", "DBS Bank Ltd." ], "page": 3 }, { "box": [ 811, 1844, 988, 1862, 899.5, 1853, "12 Marina Boulevard ,", "12 Marina Boulevard ," ], "page": 3 }, { "box": [ 673, 1866, 983, 1887, 828, 1876.5, "Marina Bay Financial Centre Tower 3", "Marina Bay Financial Centre Tower 3" ], "page": 3 }, { "box": [ 834, 1887, 988, 1910, 911, 1898.5, "Singapore 018982", "Singapore 018982" ], "page": 3 }, { "box": [ 1068, 1822, 1219, 1839, 1143.5, 1830.5, "Tel 65.6878 8888", "Tel 65.6878 8888" ], "page": 3 }, { "box": [ 1066, 1846, 1185, 1863, 1125.5, 1854.5, "www.dbs.com", "www.dbs.com" ], "page": 3 }, { "box": [ 1067, 1865, 1288, 1886, 1177.5, 1875.5, "Co.Reg No.196800306E", "Co.Reg No.196800306E" ], "page": 3 }, { "box": [ 1183, 88, 1304, 145, 1243.5, 116.5, "DBS", "DBS" ], "page": 4 }, { "box": [ 1041, 158, 1306, 189, 1173.5, 173.5, "Live more , Bank less", "Live more , Bank less" ], "page": 4 }, { "box": [ 102, 209, 1308, 238, 705, 223.5, "The elimination of , or changes in the manner of administration of any benchmark , could require an adjustment to the", "The elimination of , or changes in the manner of administration of any benchmark , could require an adjustment to the" ], "page": 4 }, { "box": [ 102, 235, 1308, 264, 705, 249.5, "terms and conditions ( for example , by the relevant calculation agent or similar entity ) or result in other consequences", "terms and conditions ( for example , by the relevant calculation agent or similar entity ) or result in other consequences" ], "page": 4 }, { "box": [ 104, 263, 966, 292, 535, 277.5, "in respect of investment products that are linked to or reference such benchmarks.", "in respect of investment products that are linked to or reference such benchmarks." ], "page": 4 }, { "box": [ 103, 303, 1308, 336, 705.5, 319.5, "Any of the above changes or any other consequential changes as a result of international reforms or other initiatives", "Any of the above changes or any other consequential changes as a result of international reforms or other initiatives" ], "page": 4 }, { "box": [ 103, 332, 1309, 361, 706, 346.5, "or investigations in respect of benchmarks , could have a material adverse effect on the value of and return on your", "or investigations in respect of benchmarks , could have a material adverse effect on the value of and return on your" ], "page": 4 }, { "box": [ 104, 359, 1307, 388, 705.5, 373.5, "investment if it is linked to or references such benchmarks.Investors should consult their own independent advisers ,", "investment if it is linked to or references such benchmarks.Investors should consult their own independent advisers ," ], "page": 4 }, { "box": [ 102, 386, 1307, 416, 704.5, 401, "conduct their own independent investigation and make their own assessment about the potential risks and", "conduct their own independent investigation and make their own assessment about the potential risks and" ], "page": 4 }, { "box": [ 101, 413, 861, 443, 481, 428, "consequences arising therefrom before making any investment decision.", "consequences arising therefrom before making any investment decision." ], "page": 4 }, { "box": [ 117, 512, 256, 534, 186.5, 523, "IMPORTANT", "IMPORTANT" ], "page": 4 }, { "box": [ 102, 568, 1307, 595, 704.5, 581.5, "This Coversheet does not constitute a public offer of securities and the contents thereof and the Notes have not been", "This Coversheet does not constitute a public offer of securities and the contents thereof and the Notes have not been" ], "page": 4 }, { "box": [ 103, 594, 1308, 623, 705.5, 608.5, "registered with reviewed , authorised or approved by any regulatory authority in any jurisdiction and will not be subject", "registered with reviewed , authorised or approved by any regulatory authority in any jurisdiction and will not be subject" ], "page": 4 }, { "box": [ 102, 622, 780, 651, 441, 636.5, "to the clearance procedures of the relevant regulatory authorities", "to the clearance procedures of the relevant regulatory authorities" ], "page": 4 }, { "box": [ 102, 662, 1307, 691, 704.5, 676.5, "The Notes will only be offered ( ) in Singapore to accredited investors within the meaning of the the Securities and", "The Notes will only be offered ( ) in Singapore to accredited investors within the meaning of the the Securities and" ], "page": 4 }, { "box": [ 104, 690, 1308, 720, 706, 705, "Futures Act ( Cap 289 ) of Singapore and ( ii ) in Hong Kong to professional investors , as defined in the Securities and", "Futures Act ( Cap 289 ) of Singapore and ( ii ) in Hong Kong to professional investors , as defined in the Securities and" ], "page": 4 }, { "box": [ 104, 718, 1308, 747, 706, 732.5, "Futures Ordinance ( Cap 571 ) of Hong Kong and the rules made thereunder Accordingly , the Product Documents", "Futures Ordinance ( Cap 571 ) of Hong Kong and the rules made thereunder Accordingly , the Product Documents" ], "page": 4 }, { "box": [ 103, 744, 1307, 772, 705, 758, "may not be circulated or distributed , directly or indirectly , to any person in Singapore or Hong Kong unless such", "may not be circulated or distributed , directly or indirectly , to any person in Singapore or Hong Kong unless such" ], "page": 4 }, { "box": [ 103, 771, 840, 804, 471.5, 787.5, "person is respectively , an accredited investor or professional investor.", "person is respectively , an accredited investor or professional investor." ], "page": 4 }, { "box": [ 102, 824, 1307, 852, 704.5, 838, "The Product Documents relate to an Exempt Offer in accordance with the Markets Rules of the Dubai Financial", "The Product Documents relate to an Exempt Offer in accordance with the Markets Rules of the Dubai Financial" ], "page": 4 }, { "box": [ 103, 850, 1306, 880, 704.5, 865, "Services Authority and are intended for distribution only to Professional Clients who meet or is otherwise in", "Services Authority and are intended for distribution only to Professional Clients who meet or is otherwise in" ], "page": 4 }, { "box": [ 103, 878, 1308, 906, 705.5, 892, "accordance with the Exempt Offer requirements.The minimum subscription/investment amount must be at least", "accordance with the Exempt Offer requirements.The minimum subscription/investment amount must be at least" ], "page": 4 }, { "box": [ 104, 906, 1307, 935, 705.5, 920.5, "USD100,000 ( or its equivalent amount in another currency ) subject to the aforesaid prevailing Markets Rules The", "USD100,000 ( or its equivalent amount in another currency ) subject to the aforesaid prevailing Markets Rules The" ], "page": 4 }, { "box": [ 104, 932, 733, 960, 418.5, 946, "Product Documents must not be delivered to or relied on by", "Product Documents must not be delivered to or relied on by" ], "page": 4 }, { "box": [ 854, 938, 923, 959, 888.5, 948.5, "person", "person" ], "page": 4 }, { "box": [ 746, 934, 846, 959, 796, 946.5, "any other", "any other" ], "page": 4 }, { "box": [ 102, 984, 1307, 1012, 704.5, 998, "The Dubai Financial Services Authority has no responsibility for reviewing or verifying any documents in connection", "The Dubai Financial Services Authority has no responsibility for reviewing or verifying any documents in connection" ], "page": 4 }, { "box": [ 102, 1010, 1308, 1038, 705, 1024, "with Exempt Offers.The Dubai Financial Services Authority has not approved this Coversheet and , where", "with Exempt Offers.The Dubai Financial Services Authority has not approved this Coversheet and , where" ], "page": 4 }, { "box": [ 103, 1037, 1308, 1067, 705.5, 1052, "applicable the Product Summary Sheet or taken steps to verify the contents therein and assumes no responsibility", "applicable the Product Summary Sheet or taken steps to verify the contents therein and assumes no responsibility" ], "page": 4 }, { "box": [ 102, 1065, 1306, 1096, 704, 1080.5, "for such documents.If you do not understand the contents of the Product Documents you should consult an", "for such documents.If you do not understand the contents of the Product Documents you should consult an" ], "page": 4 }, { "box": [ 103, 1093, 396, 1116, 249.5, 1104.5, "authorised financial adviser.", "authorised financial adviser." ], "page": 4 }, { "box": [ 104, 1143, 1309, 1172, 706.5, 1157.5, "DBS is acting as principal and not as your adviser , agent or in a fiduciary capacity.DBS will benefit from your", "DBS is acting as principal and not as your adviser , agent or in a fiduciary capacity.DBS will benefit from your" ], "page": 4 }, { "box": [ 101, 1168, 339, 1198, 220, 1183, "purchase of the Notes.", "purchase of the Notes." ], "page": 4 }, { "box": [ 102, 1212, 1309, 1241, 705.5, 1226.5, "The Product Documents do not have regard to the specific investment objectives , financial situation and the particular", "The Product Documents do not have regard to the specific investment objectives , financial situation and the particular" ], "page": 4 }, { "box": [ 104, 1238, 1308, 1268, 706, 1253, "needs of any specific person The Product Documents are published for information only and are not to be taken in", "needs of any specific person The Product Documents are published for information only and are not to be taken in" ], "page": 4 }, { "box": [ 103, 1266, 1308, 1295, 705.5, 1280.5, "substitution for the exercise of judgment by the Investor.Before entering into any transaction or making a", "substitution for the exercise of judgment by the Investor.Before entering into any transaction or making a" ], "page": 4 }, { "box": [ 102, 1294, 1308, 1321, 705, 1307.5, "commitment to invest in the Notes the Investor should read the final terms and conditions of the Notes and all", "commitment to invest in the Notes the Investor should read the final terms and conditions of the Notes and all" ], "page": 4 }, { "box": [ 103, 1322, 1308, 1350, 705.5, 1336, "relevant documents , including the Issuer's Documentation , ensure that he/she understand the investment and the", "relevant documents , including the Issuer's Documentation , ensure that he/she understand the investment and the" ], "page": 4 }, { "box": [ 104, 1348, 1308, 1377, 706, 1362.5, "nature of all of the risks associated therewith and make an independent assessment of the appropriateness of such", "nature of all of the risks associated therewith and make an independent assessment of the appropriateness of such" ], "page": 4 }, { "box": [ 104, 1376, 1309, 1405, 706.5, 1390.5, "investment in light of his/her own objectives , particular needs and circumstances.Where appropriate , he/she may", "investment in light of his/her own objectives , particular needs and circumstances.Where appropriate , he/she may" ], "page": 4 }, { "box": [ 102, 1403, 787, 1432, 444.5, 1417.5, "wish to seek advice from a financial or other professional adviser.", "wish to seek advice from a financial or other professional adviser." ], "page": 4 }, { "box": [ 103, 1446, 1302, 1475, 702.5, 1460.5, "Where the Notes are issued by a third party Issuer which is not related to DBS such third party Issuer and not DBS", "Where the Notes are issued by a third party Issuer which is not related to DBS such third party Issuer and not DBS" ], "page": 4 }, { "box": [ 102, 1473, 1309, 1500, 705.5, 1486.5, "will be liable to the Investor under the Notes Accordingly , in considering whether to invest in the Notes the Investor", "will be liable to the Investor under the Notes Accordingly , in considering whether to invest in the Notes the Investor" ], "page": 4 }, { "box": [ 103, 1499, 1204, 1528, 653.5, 1513.5, "should also take into account all risks associated with the Issuer including the Issuer's financial standing.", "should also take into account all risks associated with the Issuer including the Issuer's financial standing." ], "page": 4 }, { "box": [ 104, 1526, 1308, 1555, 706, 1540.5, "DBS its related companies their directors and/or employees may from time to time have positions in and may effect", "DBS its related companies their directors and/or employees may from time to time have positions in and may effect" ], "page": 4 }, { "box": [ 102, 1552, 1309, 1581, 705.5, 1566.5, "transactions in the Notes or underlying mentioned herein DBS may have alliances or other contractual agreements", "transactions in the Notes or underlying mentioned herein DBS may have alliances or other contractual agreements" ], "page": 4 }, { "box": [ 102, 1579, 1308, 1610, 705, 1594.5, "with the providers of the Notes or underlying to market or sell its products , for which DBS may receive a fee Where", "with the providers of the Notes or underlying to market or sell its products , for which DBS may receive a fee Where" ], "page": 4 }, { "box": [ 103, 1608, 1308, 1637, 705.5, 1622.5, "a related company of DBS is the provider of the Notes , such related company may be receiving fees from the", "a related company of DBS is the provider of the Notes , such related company may be receiving fees from the" ], "page": 4 }, { "box": [ 105, 1636, 1308, 1665, 706.5, 1650.5, "Investors.In addition , DBS its related companies their directors and/or employees may also perform or seek to", "Investors.In addition , DBS its related companies their directors and/or employees may also perform or seek to" ], "page": 4 }, { "box": [ 103, 1661, 1117, 1692, 610, 1676.5, "perform broking , investment banking and other financial services for these providers of the Notes", "perform broking , investment banking and other financial services for these providers of the Notes" ], "page": 4 }, { "box": [ 867, 1822, 988, 1840, 927.5, 1831, "DBS Bank Ltd.", "DBS Bank Ltd." ], "page": 4 }, { "box": [ 811, 1844, 989, 1862, 900, 1853, "12 Marina Boulevard ,", "12 Marina Boulevard ," ], "page": 4 }, { "box": [ 673, 1866, 983, 1887, 828, 1876.5, "Marina Bay Financial Centre Tower 3", "Marina Bay Financial Centre Tower 3" ], "page": 4 }, { "box": [ 834, 1887, 988, 1910, 911, 1898.5, "Singapore 018982", "Singapore 018982" ], "page": 4 }, { "box": [ 1068, 1822, 1219, 1840, 1143.5, 1831, "Tel 65.6878 8888", "Tel 65.6878 8888" ], "page": 4 }, { "box": [ 1066, 1846, 1185, 1862, 1125.5, 1854, "www.dbs.com", "www.dbs.com" ], "page": 4 }, { "box": [ 1067, 1865, 1288, 1886, 1177.5, 1875.5, "Co.Reg No.196800306E", "Co.Reg No.196800306E" ], "page": 4 } ], "Type": "pdf", "num_pages": 5 }, "json": { "keys": [ { "fieldname": "sec ref", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] }, { "fieldname": "start date", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] }, { "fieldname": "exchange ", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] }, { "fieldname": "price", "fieldtype": "all characters", "keyword": { "box": [ 0, 0, 0, 0 ], "page": 0, "text": "" }, "values": [] } ], "tables": [] }, "status": "RECEIVED", "templateName": "Oct 2020 - NET UN - 16.07__Redacted-1-5.pdf" } } ``` **SDK Code** ```python Get Model Template By ID import requests url = "https://api.staple.io/v1/models/templates/templateId" headers = {"x-api-key": ""} response = requests.get(url, headers=headers) print(response.json()) ``` ```javascript Get Model Template By ID const url = 'https://api.staple.io/v1/models/templates/templateId'; const options = {method: 'GET', headers: {'x-api-key': ''}}; try { const response = await fetch(url, options); const data = await response.json(); console.log(data); } catch (error) { console.error(error); } ``` ```go Get Model Template By ID package main import ( "fmt" "net/http" "io" ) func main() { url := "https://api.staple.io/v1/models/templates/templateId" req, _ := http.NewRequest("GET", url, nil) req.Header.Add("x-api-key", "") res, _ := http.DefaultClient.Do(req) defer res.Body.Close() body, _ := io.ReadAll(res.Body) fmt.Println(res) fmt.Println(string(body)) } ``` ```ruby Get Model Template By ID require 'uri' require 'net/http' url = URI("https://api.staple.io/v1/models/templates/templateId") http = Net::HTTP.new(url.host, url.port) http.use_ssl = true request = Net::HTTP::Get.new(url) request["x-api-key"] = '' response = http.request(request) puts response.read_body ``` ```java Get Model Template By ID import com.mashape.unirest.http.HttpResponse; import com.mashape.unirest.http.Unirest; HttpResponse response = Unirest.get("https://api.staple.io/v1/models/templates/templateId") .header("x-api-key", "") .asString(); ``` ```php Get Model Template By ID request('GET', 'https://api.staple.io/v1/models/templates/templateId', [ 'headers' => [ 'x-api-key' => '', ], ]); echo $response->getBody(); ``` ```csharp Get Model Template By ID using RestSharp; var client = new RestClient("https://api.staple.io/v1/models/templates/templateId"); var request = new RestRequest(Method.GET); request.AddHeader("x-api-key", ""); IRestResponse response = client.Execute(request); ``` ```swift Get Model Template By ID import Foundation let headers = ["x-api-key": ""] let request = NSMutableURLRequest(url: NSURL(string: "https://api.staple.io/v1/models/templates/templateId")! as URL, cachePolicy: .useProtocolCachePolicy, timeoutInterval: 10.0) request.httpMethod = "GET" request.allHTTPHeaderFields = headers let session = URLSession.shared let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in if (error != nil) { print(error as Any) } else { let httpResponse = response as? HTTPURLResponse print(httpResponse) } }) dataTask.resume() ```